Retail Financing in San Diego, CA

San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector. The metro features strong industrial and life sciences demand, limited development opportunities due to geographic constraints, and a highly desirable quality of life that supports multifamily fundamentals.

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Financing for San Diego Retail Properties

CLS CRE provides comprehensive financing for retail properties in the San Diego-Chula Vista-Carlsbad market. Whether you're acquiring, refinancing, or developing retail assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Retail Subtypes We Finance

  • Single-Tenant Net Lease (NNN)
  • Multi-Tenant Shopping Centers
  • Grocery-Anchored Centers
  • Power Centers & Outlet Malls
  • Strip Retail & Inline Shops
  • Restaurant & Food Service
  • Auto Service & Car Wash
  • Entertainment & Experiential Retail

Financing Options

  • Life Insurance Company Loans
  • CMBS
  • Bank Permanent Loans
  • Bridge Loans
  • Construction (Build-to-Suit)
  • SBA 504 (Owner-Occupied)

Retail Deals Near San Diego

Selected retail transactions in and around the San Diego-Chula Vista-Carlsbad market.

Single Tenant Net Lease - Fairfield, CA
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Single Tenant Net Lease - Inglewood, CA
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
Retail Shopping Center - Sacramento, CA
Permanent
$32,000,000
Retail Shopping Center
Sacramento, CA
Stabilized retail center anchored by national tenants in Northern California's growing capital region.
Multitenant Retail - Palm Springs, CA
Construction
$15,000,000
Multitenant Retail
Palm Springs, CA
New multi-tenant retail center construction in the Palm Springs resort market, capitalizing on tourism-driven demand.
Retail Shopping Center - Simi Valley, CA
Permanent
$13,620,000
Retail Shopping Center
Simi Valley, CA
Grocery-anchored retail center refinancing in Simi Valley with strong occupancy and established tenancy.
Multi-Tenant Retail (35 Units) - Long Beach, CA
Permanent
$6,500,000
Multi-Tenant Retail (35 Units)
Long Beach, CA
35-unit neighborhood retail center refinancing in Long Beach with diversified small-business tenancy and strong foot traffic.

Financing in San Diego

Explore loan programs available for San Diego commercial properties.

Retail Financing in Other Cities

Retail Financing in San Diego FAQ

retail properties in San Diego can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the San Diego-Chula Vista-Carlsbad market.
Current retail loan rates in San Diego range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The retail market in the San Diego-Chula Vista-Carlsbad area benefits from San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector..... Contact CLS CRE for a detailed market assessment and financing options for your San Diego retail property.
Non-recourse financing is available for qualifying retail properties in San Diego from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for retail properties in San Diego typically start at $500,000 for bank financing and $750,000 for agency programs. SBA loans start at $250,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your San Diego Retail Property

Contact CLS CRE for a free, no-obligation quote on retail financing in San Diego. We respond within 24 hours.

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Or call us: 310.758.4042