Terms of Service

Agreement to Terms

By accessing or using the website at clscre.com, the AI tools at clscre.ai, or any services provided by Commercial Lending Solutions ("Commercial Lending Solutions," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

About Our Services

Commercial Lending Solutions is a licensed commercial mortgage brokerage (California DRE License #02244836) headquartered in Los Angeles, California. We act as an intermediary between borrowers and lenders to facilitate commercial real estate financing.

Important: Commercial Lending Solutions is a mortgage broker, not a lender. We do not make lending decisions, fund loans, or guarantee loan approval. Our role is to connect borrowers with appropriate capital sources and assist in structuring and placing financing. All lending decisions are made solely by the lender, and all loan terms are subject to lender underwriting and approval.

Use of the Website

You agree to use our website only for lawful purposes and in accordance with these terms. You agree not to:

• Use the website in any way that violates applicable federal, state, or local law
• Attempt to gain unauthorized access to any portion of the website, other accounts, or computer systems connected to the website
• Use any automated system, including bots, scrapers, or spiders, to access the website for any purpose without our express written permission
• Introduce viruses, malware, or other harmful material to the website
• Impersonate or attempt to impersonate Commercial Lending Solutions, a Commercial Lending Solutions employee, or any other person or entity
• Use the website to transmit unsolicited advertising or promotional material

No Guarantee of Financing

Nothing on this website constitutes a commitment to lend, a guarantee of financing, or a binding offer of any kind. All information about loan programs, rates, terms, and availability is provided for general informational purposes only and is subject to change without notice.

Specific loan terms, including interest rates, loan-to-value ratios, fees, and eligibility requirements, are determined by individual lenders based on their own underwriting criteria. Past transactions displayed on our website are not indicative of future results, and each financing scenario is evaluated independently.

Submitting an inquiry or application through our website does not guarantee that financing will be obtained or that any particular terms will be available.

Accuracy of Information

We make reasonable efforts to ensure that the information on our website is accurate, current, and complete. However, we do not warrant or guarantee the accuracy, completeness, or reliability of any content on the website, including but not limited to:

• Interest rates, loan terms, and program details
• Market data, statistics, and projections
• Blog articles, educational content, and market commentary
• Results from AI-powered analysis tools
• Transaction details and case studies

Information on this website should not be relied upon as the sole basis for any financial decision. We strongly recommend consulting with qualified financial, legal, and tax advisors before making any commercial real estate investment or financing decisions.

AI Tools Disclaimer

Commercial Lending Solutions offers AI-powered analysis tools at clscre.ai for informational and educational purposes only. These tools provide estimates, projections, and analysis based on the inputs you provide and general market assumptions. The results generated by these tools:

• Are not financial advice, lending commitments, or guaranteed outcomes
• May not reflect actual available loan terms or market conditions
• Should be independently verified before making any financial decision
• Are provided "as is" without warranty of any kind

Intellectual Property

All content on the Commercial Lending Solutions website, including but not limited to text, graphics, logos, images, data compilations, software, and design elements, is the property of Commercial Lending Solutions or its content providers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view and download materials from this website for your personal, non-commercial use only, provided you do not modify the content or remove any copyright, trademark, or other proprietary notices. Any other use, including reproduction, distribution, modification, or republication without our prior written consent, is strictly prohibited.

The Commercial Lending Solutions name, logo, and related trademarks are the property of Commercial Lending Solutions. Nothing on this website grants you any license or right to use any of our trademarks without our prior written permission.

User Submissions

When you submit information through our website, including through contact forms, financing applications, or other interactive features, you represent that:

• The information you provide is accurate and complete to the best of your knowledge
• You have the authority to provide such information
• The submission does not violate any law or the rights of any third party

We reserve the right to use information submitted through our website to provide our services, communicate with you, and improve our offerings, subject to our Privacy Policy.

Third-Party Links and Services

Our website may contain links to third-party websites, platforms, and services that are not owned or controlled by Commercial Lending Solutions. We are not responsible for the content, privacy practices, or terms of service of any third-party website. The inclusion of a link does not imply endorsement or affiliation.

Your interactions with third-party websites and services are governed by those parties' own terms and policies. We encourage you to review the terms and privacy policies of any third-party site you visit.

Limitation of Liability

To the fullest extent permitted by applicable law, Commercial Lending Solutions, its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, or business opportunities
• Damages arising from your use of or inability to use the website or services
• Damages arising from any reliance on information obtained through the website
• Damages arising from unauthorized access to or alteration of your transmissions or data
• Damages arising from the failure to obtain financing or unfavorable loan terms

In no event shall our total liability to you for all claims arising from or relating to the use of the website or services exceed one hundred dollars ($100).

Disclaimer of Warranties

The website and all content, materials, information, and services provided on or through the website are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. To the fullest extent permitted by law, Commercial Lending Solutions disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

Indemnification

You agree to indemnify, defend, and hold harmless Commercial Lending Solutions, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the website, your violation of these Terms of Service, or your violation of any rights of another party.

Governing Law and Jurisdiction

These Terms of Service and any disputes arising out of or relating to the website or services shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree that any legal action or proceeding relating to these terms shall be brought exclusively in the state or federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction of such courts.

Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Changes to These Terms

We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the website after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Contact Us

If you have questions about these Terms of Service, please contact us:

Commercial Lending Solutions
7951 Blackburn Avenue
Los Angeles, CA 90048
Email: loans@clscre.com
Phone: 310.708.0690
DRE License #02244836