SBA loans offer below-market rates and high leverage for qualifying owner-occupied commercial properties. The SBA 504 program provides up to 90% financing with long-term fixed rates, while the 7(a) program offers flexible terms for business acquisitions, expansions, and working capital. These programs are specifically designed for small businesses that occupy at least 51% of the property.
Get a SBA Loan Quote →The U.S. Small Business Administration partners with banks and Certified Development Companies (CDCs) to provide guaranteed lending programs that reduce risk for lenders and increase access to capital for small business owners. The 504 program features a unique two-loan structure: a first mortgage from a bank (50% LTV) and a second position CDC/SBA loan (40% LTV), with only 10% borrower equity required. The 7(a) program provides a single-source loan with an SBA guarantee up to 85%.
A selection of sba loans we have closed across the country.
SBA Loans are available for all major commercial property types. Explore financing by property category.
SBA 504 loans offer some of the best terms available for owner-occupied commercial real estate. Here's everything you need to know about eligibility, structure, and the application process.
Everything you need to know about sba loans in Boston, including current rates, qualification requirements, capital sources, and market-specific strategies for commercial real estate borrowers.
Everything you need to know about sba loans in Charlotte, including current rates, qualification requirements, capital sources, and market-specific strategies for commercial real estate borrowers.
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