Office, medical office, retail, net lease, mixed-use, self-storage, hospitality. Life insurance companies, CMBS, specialty debt funds, SBA, regional banks, and the specialty lender ecosystems that close the deals mainstream banks decline.
Commercial CRE is seven different asset classes with seven different lender ecosystems. The specialty lenders for medical office are not the same as the specialty lenders for hospitality or net lease or self-storage. We know each one.
Class A suburban credit-tenant still fund competitively. Class B CBD struggles. Life companies, CMBS, banks, and debt funds all play selectively.
Healthcare tenancy is sticky. Life companies with specialty MOB desks, healthcare REITs, CMBS for stabilized. One of the best-performing commercial asset classes.
Grocery-anchored shopping centers, power centers, neighborhood retail fund well. Traditional malls and big-box without anchors struggle.
Single-tenant triple-net. Highly financeable when tenant credit is strong. Life companies, CMBS, specialty NNN debt funds, banks all compete.
Residential over retail. Agency possible if residential dominates NOI. Otherwise life company, CMBS, bank, or debt fund depending on mix and stabilization.
Recession-resilient cash flows, low operating costs. Life companies, CMBS, specialty self-storage REITs and debt funds all compete for quality deals.
Most commercial banks decline hotel financing. Specialty hospitality lenders, SBA 504 for owner-operator limited service, life companies with hospitality desks, CMBS for branded stabilized.
SBA 504 and 7(a) for qualifying owner-operator commercial real estate. Up to 90% LTC, below-market rates, long amortization. The best execution for eligible owner-user deals.
Long-form guides on every commercial sub-class from a broker who closes these deals.
The office CRE financing reality. Which deals still get funded, which lenders are active, how credit tenant and lease term drive execution.
Read guide →MOB is the office exception. Healthcare tenancy, specialty lender appetite, and why MOB underwriting is unlike traditional office.
Read guide →Grocery-anchored shopping centers, power centers, neighborhood retail, and lifestyle centers. Which retail sub-types lenders compete for.
Read guide →How life companies, CMBS, and specialty lenders underwrite tenant credit, lease term, and rent escalators on single-tenant NNN.
Read guide →Why most banks struggle with mixed-use, which specialty lenders do it well, and how to structure the capital stack.
Read guide →Self-storage remains one of the most lender-friendly CRE asset classes. Life companies, CMBS, banks, and specialty self-storage debt funds.
Read guide →Why most commercial banks decline hotel deals, the specialty hospitality lenders who compete for them, and how deal profile drives execution.
Read guide →Where capital is flowing and where it's retreating. Hot sectors, cooling sectors, lender behavior, rate environment.
Read guide →Local capital stack, market notes, and lender commentary for the six top commercial CRE markets.
Send us the asset, the sub-class, and what you think the capital stack looks like. We come back within 24 hours with the specialty lenders actively competing for this type of deal and the structure we would recommend.