Agency (Fannie Mae DUS, Freddie Mac Optigo), CMBS, life insurance companies, banks, debt funds, mortgage REITs, BTR specialty platforms. Stabilized, value-add, ground-up construction, workforce, BTR. We run a competitive process across every lender type for every deal profile.
Multifamily is a capital-rich asset class where lender appetite, pricing, and structure vary dramatically by deal profile. The difference between agency and CMBS execution on the same stabilized deal can be 25 to 75 bps of rate. We run the competitive process that surfaces the winning option for your deal.
Fannie Mae DUS and Freddie Mac Optigo. Most competitive execution for stabilized market-rate and workforce multifamily. 10-year fixed, 30-year amortization, non-recourse standard.
CMBS conduit financing for stabilized multifamily $5M+. Non-recourse standard, higher proceeds than agency (up to 75% LTV), yield maintenance prepayment.
Bridge financing for value-add business plans. Debt funds and mortgage REITs are the dominant lender category. Acquire, renovate, stabilize, refi.
Market-rate multifamily construction financing. Bank construction lenders plus debt fund alternatives. Life company forward commitments de-risk the permanent take-out.
Horizontal single-family rental communities. Institutional capital has flooded into BTR. Specialty construction and permanent financing available.
80 to 120% AMI housing. Strong fundamentals, stable tenancy, lender appetite stronger than luxury. Fannie MAH and Freddie TAH compete aggressively.
Agency vs CMBS vs life company vs bridge decision framework. Cash-out mechanics, prepayment flexibility, rate lock strategy. The refi decision is a math problem, not a default choice.
HUD/FHA multifamily programs. 221(d)(4) construction-to-permanent with 40-year amortization. 223(f) permanent refinance up to 35 years. Non-recourse, fixed rate.
Long-form guides on every multifamily financing strategy, from a broker who closes these deals.
How Fannie Mae DUS and Freddie Mac Optigo work in 2026. Competitive pricing, deal profiles, and when agency beats CMBS or life company execution.
Read guide →When CMBS beats agency and life company execution on stabilized multifamily. Deal size sweet spots, non-recourse structure, and how conduit underwriting actually works.
Read guide →Complete strategy guide for value-add bridge financing. Bridge lender selection, interest reserve sizing, renovation timeline, and permanent take-out sequencing.
Read guide →How construction financing works in 2026. Bank construction lenders, debt fund alternatives, and life company forward commitments for the permanent take-out.
Read guide →How BTR single-family rental communities get financed. Construction and permanent take-out through agency or specialty debt fund.
Read guide →80 to 120% AMI financing. Naturally occurring affordable, strong fundamentals, and competitive agency and life company programs.
Read guide →How to structure a multifamily refinance in 2026. Decision framework, rate environment, and the cash-out mechanics that still work.
Read guide →Current multifamily loan rates, cap rates, and lender activity in Los Angeles. Agency, CMBS, life company, and bridge options for LA apartment investors.
Read guide →Local capital stack, market notes, and lender commentary for the six top multifamily markets. Each page is specific to the city.
Send us the asset, the business plan, and your financing goals. We run a competitive process across agency, CMBS, life companies, banks, and debt funds. No engagement fee, no obligation.