Every Multifamily Strategy.
Every Capital Source.
Agency (Fannie Mae DUS, Freddie Mac Optigo), CMBS, life insurance companies, banks, debt funds, mortgage REITs, BTR specialty platforms. Stabilized, value-add, ground-up construction, workforce, BTR. We run a competitive process across every lender type for every deal profile.
Every Multifamily Strategy. Matched to the Right Capital.
Multifamily is a capital-rich asset class where lender appetite, pricing, and structure vary dramatically by deal profile. The difference between agency and CMBS execution on the same stabilized deal can be 25 to 75 bps of rate. We run the competitive process that surfaces the winning option for your deal.
Agency (Fannie Mae DUS, Freddie Mac Optigo)
Fannie Mae DUS and Freddie Mac Optigo. Most competitive execution for stabilized market-rate and workforce multifamily. 10-year fixed, 30-year amortization, non-recourse standard.
CMBS Multifamily
CMBS conduit financing for stabilized multifamily $5M+. Non-recourse standard, higher proceeds than agency (up to 75% LTV), yield maintenance prepayment.
Value-Add Bridge
Bridge financing for value-add business plans. Debt funds and mortgage REITs are the dominant lender category. Acquire, renovate, stabilize, refi.
Ground-Up Construction
Market-rate multifamily construction financing. Bank construction lenders plus debt fund alternatives. Life company forward commitments de-risk the permanent take-out.
Build-to-Rent (BTR)
Horizontal single-family rental communities. Institutional capital has flooded into BTR. Specialty construction and permanent financing available.
Workforce Multifamily
80 to 120% AMI housing. Strong fundamentals, stable tenancy, lender appetite stronger than luxury. Fannie MAH and Freddie TAH compete aggressively.
Multifamily Refinance Strategy
Agency vs CMBS vs life company vs bridge decision framework. Cash-out mechanics, prepayment flexibility, rate lock strategy. The refi decision is a math problem, not a default choice.
HUD 221(d)(4) and 223(f)
HUD/FHA multifamily programs. 221(d)(4) construction-to-permanent with 40-year amortization. 223(f) permanent refinance up to 35 years. Non-recourse, fixed rate.
Multifamily Financing Playbooks
Long-form guides on every multifamily financing strategy, from a broker who closes these deals.
Agency Multifamily Financing in 2026: Fannie Mae DUS and Freddie Mac Optigo
How Fannie Mae DUS and Freddie Mac Optigo work in 2026. Competitive pricing, deal profiles, and when agency beats CMBS or life company execution.
Read guide →CMBS for Stabilized Multifamily: When Conduits Win
When CMBS beats agency and life company execution on stabilized multifamily. Deal size sweet spots, non-recourse structure, and how conduit underwriting actually works.
Read guide →Multifamily Value-Add Bridge: Acquire, Renovate, Stabilize, Refinance
Complete strategy guide for value-add bridge financing. Bridge lender selection, interest reserve sizing, renovation timeline, and permanent take-out sequencing.
Read guide →Ground-Up Market-Rate Multifamily Construction in 2026
How construction financing works in 2026. Bank construction lenders, debt fund alternatives, and life company forward commitments for the permanent take-out.
Read guide →Build-to-Rent (BTR) Financing: The Fastest-Growing Strategy
How BTR single-family rental communities get financed. Construction and permanent take-out through agency or specialty debt fund.
Read guide →Workforce Multifamily: The Middle Market Lenders Actually Want
80 to 120% AMI financing. Naturally occurring affordable, strong fundamentals, and competitive agency and life company programs.
Read guide →Multifamily Refinance Strategy: Agency, CMBS, Life Co, Bridge Options
How to structure a multifamily refinance in 2026. Decision framework, rate environment, and the cash-out mechanics that still work.
Read guide →Los Angeles Multifamily Financing: 2026 Market Report
Current multifamily loan rates, cap rates, and lender activity in Los Angeles. Agency, CMBS, life company, and bridge options for LA apartment investors.
Read guide →Multifamily Financing By City
Local capital stack, market notes, and lender commentary for the six top multifamily markets. Each page is specific to the city.
Have a multifamily deal?
Send us the asset, the business plan, and your financing goals. We run a competitive process across agency, CMBS, life companies, banks, and debt funds. No engagement fee, no obligation.