SBA Financing
SBA Loans in Lubbock, TX
Lubbock is a West Texas university market anchored by Texas Tech University's 40,000-student enrollment and a regional healthcare system, creating stable multifamily and retail demand in a relatively low-supply environment. The metro's agricultural economy and position as a regional service center provide consistent commercial occupancy.
Apply for Lubbock SBA Financing →SBA Loan Details
SBA Financing for Lubbock Commercial Properties
CLS CRE provides sba loans for commercial real estate investors in the Lubbock market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Lubbock properties.
Loan Amount
$1M - $20M
Term
5 - 25 Years
Rates
5.54% - 8.25%
Ltv
Up to 90% LTV (504)
Equity
As Low as 10% Down
Recourse
Full Recourse (Personal Guarantee)
Track Record
SBA Deals Near Lubbock
Selected sba transactions in and around the Lubbock market.
Permanent
$9,800,000
Retail Center
Denver, CO
SBA 504 financing for an owner-occupied retail plaza in Denver’s Cherry Creek North corridor, anchored by a medical services tenant and benefiting from strong daytime foot traffic.
Permanent
$8,500,000
Retail Center
New York, NY
SBA 504 financing for an owner-occupied retail property on Staten Island’s Hylan Boulevard, one of the borough’s highest-traffic commercial corridors with strong neighborhood-serving tenant demand.
Permanent
$4,200,000
Retail Center
Tucson, AZ
SBA 504 financing for an owner-occupied retail property on Tucson’s Fourth Avenue, a high-foot-traffic dining and entertainment district adjacent to the university and downtown cultural attractions.
Other Financing in Lubbock
Permanent Loans
Lubbock, TX
Construction Loans
Lubbock, TX
Bridge Loans
Lubbock, TX
Mezzanine & Preferred Equity
Lubbock, TX
Specialty Financing
Lubbock, TX
Agency Loans
Lubbock, TX
HUD/FHA Multifamily Loans
Lubbock, TX
CMBS Loans
Lubbock, TX
Net Lease Financing
Lubbock, TX
Life Company Loans
Lubbock, TX
DSCR Loans
Lubbock, TX
Hard Money Loans
Lubbock, TX
Portfolio Loans
Lubbock, TX
Fix and Flip Loans
Lubbock, TX
Stated Income Loans
Lubbock, TX
Property Types in Lubbock
Explore financing by property type in the Lubbock market.
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FAQ
SBA Loans in Lubbock FAQ
The best commercial lenders in Lubbock depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive sba loans financing for your Lubbock property. Contact us for a customized lender recommendation.
Current sba loans rates in Lubbock range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Lubbock market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Lubbock typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Lubbock offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Lubbock market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get SBA Financing in Lubbock
Contact Commercial Lending Solutions for a free, no-obligation sba loan quote for your Lubbock commercial property.
Apply for Financing →