SBA Financing

SBA Loans in Phoenix, AZ

Phoenix ranks among the fastest-growing metros in the U.S., driven by migration from higher-cost markets, business-friendly policies, and a booming technology sector. The market has seen explosive industrial development, strong multifamily absorption, and growing institutional interest across all property types.

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SBA Loan Details

SBA Financing for Phoenix Commercial Properties

CLS CRE provides sba loans for commercial real estate investors in the Phoenix-Mesa-Chandler market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Phoenix properties.

Loan Amount
$250K - $14M
Term
5 - 25 Years
Rates
5.54% - 8.25%
Ltv
Up to 90% LTV (504)
Equity
As Low as 10% Down
Recourse
Full Recourse (Personal Guarantee)
Track Record

SBA Deals Near Phoenix

Selected sba transactions in and around the Phoenix-Mesa-Chandler market.

Restaurant & Coffee Shop - Santa Ana, CA
Permanent
$1,380,000
Restaurant & Coffee Shop
Santa Ana, CA
SBA financing for an owner-operated restaurant and coffee shop in downtown Santa Ana's revitalized arts district.

Other Financing in Phoenix

Permanent Loans
Phoenix, AZ
Construction Loans
Phoenix, AZ
Bridge Loans
Phoenix, AZ
Mezzanine & Preferred Equity
Phoenix, AZ
Specialty Financing
Phoenix, AZ

Property Types in Phoenix

Explore financing by property type in the Phoenix-Mesa-Chandler market.

Multifamily
Phoenix, AZ
Industrial
Phoenix, AZ
Retail
Phoenix, AZ
Office
Phoenix, AZ
Mixed-Use
Phoenix, AZ
Hospitality
Phoenix, AZ

SBA Loans in Other Cities

Los Angeles, CA New York, NY Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

SBA Loans in Phoenix FAQ

The best commercial lenders in Phoenix depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive sba loans financing for your Phoenix property. Contact us for a customized lender recommendation.
Current sba loans rates in Phoenix range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Phoenix-Mesa-Chandler market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Phoenix typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Phoenix offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Phoenix-Mesa-Chandler market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get SBA Financing in Phoenix

Contact CLS CRE for a free, no-obligation sba loan quote for your Phoenix commercial property.

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Or call us: 310.758.4042