Commercial Fix and Flip Loans

Fix and Flip Loans for Commercial Value-Add Projects

Fix and flip financing in commercial real estate covers a broad range of project sizes and asset types, from small mixed-use buildings and retail strips to larger apartment repositionings and warehouse conversions. The defining feature is a short hold period and a clear exit through sale or refinance once the value-add work is complete. Lenders evaluate these deals primarily on the quality of the business plan, the borrower's execution track record, and the spread between purchase-plus-renovation cost and projected ARV. Commercial Lending Solutions structures fix and flip facilities to cover acquisition, carry costs, and renovation draws, minimizing out-of-pocket capital while preserving enough spread to deliver target returns at exit.