Fix & Flip Financing
Fix and Flip Loans in Miami, FL
Miami has emerged as a global gateway for commercial real estate investment, driven by international capital flows, population migration from the Northeast, and a thriving financial services sector. The market features strong luxury multifamily, industrial, and office demand, with no state income tax as a major draw.
Apply for Miami Fix & Flip Financing →Fix & Flip Loan Details
Fix & Flip Financing for Miami Commercial Properties
CLS CRE provides fix and flip loans for commercial real estate investors in the Miami-Fort Lauderdale-Pompano Beach market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Miami properties.
Loan Amount
$5M - $50M+
Term
12 - 24 Months
Rates
9.00% - 13.50%
Ltv
Up to 85% of Cost / 75% of ARV
Structure
Interest-Only with Construction Draws
Recourse
Non-Recourse Available
Other Financing in Miami
Permanent Loans
Miami, FL
Construction Loans
Miami, FL
Bridge Loans
Miami, FL
SBA Loans
Miami, FL
Mezzanine & Preferred Equity
Miami, FL
Specialty Financing
Miami, FL
Agency Loans
Miami, FL
HUD/FHA Multifamily Loans
Miami, FL
CMBS Loans
Miami, FL
Net Lease Financing
Miami, FL
Life Company Loans
Miami, FL
DSCR Loans
Miami, FL
Hard Money Loans
Miami, FL
Portfolio Loans
Miami, FL
Stated Income Loans
Miami, FL
Property Types in Miami
Explore financing by property type in the Miami-Fort Lauderdale-Pompano Beach market.
Fix and Flip Loans in Other Cities
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Ann Arbor, MI
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Pensacola, FL
FAQ
Fix and Flip Loans in Miami FAQ
The best commercial lenders in Miami depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive fix and flip loans financing for your Miami property. Contact us for a customized lender recommendation.
Current fix and flip loans rates in Miami range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Miami-Fort Lauderdale-Pompano Beach market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Miami typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Miami offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Miami-Fort Lauderdale-Pompano Beach market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Fix & Flip Financing in Miami
Contact Commercial Lending Solutions for a free, no-obligation fix & flip loan quote for your Miami commercial property.
Apply for Financing →