Fix and Flip Loans in McAllen, TX | Commercial Lending Solutions 

Fix and Flip Loans in McAllen, TX

The McAllen metro anchors the Rio Grande Valley and is one of the most active U.S./Mexico border trade gateways in the country. CRE absorption is driven by cross-border manufacturing supply chains tied to maquiladoras in Reynosa, agricultural distribution (citrus and produce), retail demand from Mexican shoppers, and an expanding healthcare cluster led by DHR Health, South Texas Health System, and the UT Rio Grande Valley School of Medicine. Industrial demand along the Anzalduas, Pharr, and Hidalgo international bridges is among the strongest in the country, and multifamily fundamentals benefit from a young, fast-growing population and the lowest cost of living among Texas major metros.

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Fix & Flip Financing for McAllen Commercial Properties

CLS CRE provides fix and flip loans for commercial real estate investors in the McAllen-Edinburg-Mission market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for McAllen properties.

Loan Amount
$5M - $50M+
Term
12 - 24 Months
Rates
9.00% - 13.50%
Ltv
Up to 85% of Cost / 75% of ARV
Structure
Interest-Only with Construction Draws
Recourse
Non-Recourse Available

Fix and Flip Loans in Other Cities

Fix and Flip Loans in McAllen FAQ

The best commercial lenders in McAllen depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive fix and flip loans financing for your McAllen property. Contact us for a customized lender recommendation.
Current fix and flip loans rates in McAllen range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the McAllen-Edinburg-Mission market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in McAllen typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in McAllen offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the McAllen-Edinburg-Mission market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.


Get Fix & Flip Financing in McAllen

Contact Commercial Lending Solutions for a free, no-obligation fix & flip loan quote for your McAllen commercial property.

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Or call us: 310.708.0690

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