Fix & Flip Financing

Fix and Flip Loans in Bakersfield, CA

Bakersfield is the commercial center of Kern County, the most productive oil-producing county in California and one of the top agricultural counties in the nation. The CRE economy is shaped by the energy sector (Chevron, California Resources Corporation, Aera Energy), agriculture (Grimmway Farms, Bolthouse Farms, Wonderful Company), aerospace and defense exposure to nearby Edwards Air Force Base and the Mojave Air and Space Port, and an expanding logistics base along SR-99 and Interstate 5. Healthcare anchors include Bakersfield Memorial Hospital, Adventist Health, and Kern Medical. Multifamily fundamentals benefit from California's persistent housing shortage and the Central Valley's relative affordability versus coastal markets.

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Fix & Flip Loan Details

Fix & Flip Financing for Bakersfield Commercial Properties

CLS CRE provides fix and flip loans for commercial real estate investors in the Bakersfield market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Bakersfield properties.

Loan Amount

$5M - $50M+

Term

12 - 24 Months

Rates

9.00% - 13.50%

Ltv

Up to 85% of Cost / 75% of ARV

Structure

Interest-Only with Construction Draws

Recourse

Non-Recourse Available

Other Financing in Bakersfield

Mezzanine & Preferred Equity

HUD/FHA Multifamily Loans

Property Types in Bakersfield

Explore financing by property type in the Bakersfield market.

Fix and Flip Loans in Other Cities

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FAQ

Fix and Flip Loans in Bakersfield FAQ

The best commercial lenders in Bakersfield depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive fix and flip loans financing for your Bakersfield property. Contact us for a customized lender recommendation.

Current fix and flip loans rates in Bakersfield range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Bakersfield market are influenced by local market conditions, property quality, and competition among lenders.

Commercial loan closings in Bakersfield typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.

Not necessarily. While local banks and credit unions in Bakersfield offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.

In the Bakersfield market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

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Contact Commercial Lending Solutions for a free, no-obligation fix & flip loan quote for your Bakersfield commercial property.

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Or call us: 310.708.0690

Fix and Flip Loans in Bakersfield, CA

Fix & Flip Financing for Bakersfield Commercial Properties

Other Financing in Bakersfield

Property Types in Bakersfield

Fix and Flip Loans in Other Cities

Fix and Flip Loans in Bakersfield FAQ

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