Retail Financing

Retail Financing in Bakersfield, CA

Bakersfield is the commercial center of Kern County, the most productive oil-producing county in California and one of the top agricultural counties in the nation. The CRE economy is shaped by the energy sector (Chevron, California Resources Corporation, Aera Energy), agriculture (Grimmway Farms, Bolthouse Farms, Wonderful Company), aerospace and defense exposure to nearby Edwards Air Force Base and the Mojave Air and Space Port, and an expanding logistics base along SR-99 and Interstate 5. Healthcare anchors include Bakersfield Memorial Hospital, Adventist Health, and Kern Medical. Multifamily fundamentals benefit from California's persistent housing shortage and the Central Valley's relative affordability versus coastal markets.

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Retail in Bakersfield

Financing for Bakersfield Retail Properties

CLS CRE provides comprehensive financing for retail properties in the Bakersfield market. Whether you're acquiring, refinancing, or developing retail assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Retail Subtypes We Finance

  • Single-Tenant Net Lease (NNN)
  • Multi-Tenant Shopping Centers
  • Grocery-Anchored Centers
  • Power Centers & Outlet Malls
  • Strip Retail & Inline Shops
  • Restaurant & Food Service
  • Auto Service & Car Wash
  • Entertainment & Experiential Retail

Financing Options

  • Life Insurance Company Loans
  • CMBS
  • Bank Permanent Loans
  • Bridge Loans
  • Construction (Build-to-Suit)
  • SBA 504 (Owner-Occupied)
Track Record

Retail Deals Near Bakersfield

Selected retail transactions in and around the Bakersfield market.

Single Tenant Net Lease - Fairfield, CA
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Single Tenant Net Lease - Inglewood, CA
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
Retail Shopping Center - Sacramento, CA
Permanent
$32,000,000
Retail Shopping Center
Sacramento, CA
Stabilized retail center anchored by national tenants in Northern California's growing capital region.
Multitenant Retail - Palm Springs, CA
Construction
$15,000,000
Multitenant Retail
Palm Springs, CA
New multi-tenant retail center construction in the Palm Springs resort market, capitalizing on tourism-driven demand.
Retail Shopping Center - Simi Valley, CA
Permanent
$13,620,000
Retail Shopping Center
Simi Valley, CA
Grocery-anchored retail center refinancing in Simi Valley with strong occupancy and established tenancy.
Multi-Tenant Retail (35 Units) - Long Beach, CA
Permanent
$6,500,000
Multi-Tenant Retail (35 Units)
Long Beach, CA
35-unit neighborhood retail center refinancing in Long Beach with diversified small-business tenancy and strong foot traffic.

Other Property Types in Bakersfield

Multifamily
Bakersfield, CA
Industrial
Bakersfield, CA
Office
Bakersfield, CA
Mixed-Use
Bakersfield, CA
Hospitality
Bakersfield, CA
Self-Storage
Bakersfield, CA
Data Centers
Bakersfield, CA
Senior Living
Bakersfield, CA
Medical Office
Bakersfield, CA

Financing in Bakersfield

Explore loan programs available for Bakersfield commercial properties.

Permanent Loans
Bakersfield, CA
Construction Loans
Bakersfield, CA
Bridge Loans
Bakersfield, CA
SBA Loans
Bakersfield, CA
Mezzanine & Preferred Equity
Bakersfield, CA
Specialty Financing
Bakersfield, CA
Agency Loans
Bakersfield, CA
HUD/FHA Multifamily Loans
Bakersfield, CA
CMBS Loans
Bakersfield, CA
Life Company Loans
Bakersfield, CA

Retail Financing in Other Cities

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FAQ

Retail Financing in Bakersfield FAQ

retail properties in Bakersfield can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the Bakersfield market.
Current retail loan rates in Bakersfield range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The retail market in the Bakersfield area benefits from Bakersfield is the commercial center of Kern County, the most productive oil-producing county in California and one of t.... Contact CLS CRE for a detailed market assessment and financing options for your Bakersfield retail property.
Non-recourse financing is available for qualifying retail properties in Bakersfield from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for retail properties in Bakersfield typically start at $1,000,000 for bank financing and $1,000,000 for agency programs. SBA loans start at $1,000,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your Bakersfield Retail Property

Contact Commercial Lending Solutions for a free, no-obligation quote on retail financing in Bakersfield. We respond within 24 hours.

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Or call us: 310.758.4042

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