Retail Financing

Retail Financing in San Francisco, CA

San Francisco and the broader Bay Area remain one of the world's most important technology and innovation centers. While the office market has faced pandemic-era headwinds, industrial, multifamily, and life sciences assets continue to attract strong capital flows, and the region's long-term fundamentals remain compelling.

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Retail in San Francisco

Financing for San Francisco Retail Properties

CLS CRE provides comprehensive financing for retail properties in the San Francisco-Oakland-Berkeley market. Whether you're acquiring, refinancing, or developing retail assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Retail Subtypes We Finance

  • Single-Tenant Net Lease (NNN)
  • Multi-Tenant Shopping Centers
  • Grocery-Anchored Centers
  • Power Centers & Outlet Malls
  • Strip Retail & Inline Shops
  • Restaurant & Food Service
  • Auto Service & Car Wash
  • Entertainment & Experiential Retail

Financing Options

  • Life Insurance Company Loans
  • CMBS
  • Bank Permanent Loans
  • Bridge Loans
  • Construction (Build-to-Suit)
  • SBA 504 (Owner-Occupied)
Track Record

Retail Deals Near San Francisco

Selected retail transactions in and around the San Francisco-Oakland-Berkeley market.

Single Tenant Net Lease - Fairfield, CA
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Single Tenant Net Lease - Inglewood, CA
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
Retail Shopping Center - Sacramento, CA
Permanent
$32,000,000
Retail Shopping Center
Sacramento, CA
Stabilized retail center anchored by national tenants in Northern California's growing capital region.
Multitenant Retail - Palm Springs, CA
Construction
$15,000,000
Multitenant Retail
Palm Springs, CA
New multi-tenant retail center construction in the Palm Springs resort market, capitalizing on tourism-driven demand.
Retail Shopping Center - Simi Valley, CA
Permanent
$13,620,000
Retail Shopping Center
Simi Valley, CA
Grocery-anchored retail center refinancing in Simi Valley with strong occupancy and established tenancy.
Multi-Tenant Retail (35 Units) - Long Beach, CA
Permanent
$6,500,000
Multi-Tenant Retail (35 Units)
Long Beach, CA
35-unit neighborhood retail center refinancing in Long Beach with diversified small-business tenancy and strong foot traffic.

Other Property Types in San Francisco

Multifamily
San Francisco, CA
Industrial
San Francisco, CA
Office
San Francisco, CA
Mixed-Use
San Francisco, CA
Hospitality
San Francisco, CA

Financing in San Francisco

Explore loan programs available for San Francisco commercial properties.

Permanent Loans
San Francisco, CA
Construction Loans
San Francisco, CA
Bridge Loans
San Francisco, CA
SBA Loans
San Francisco, CA
Mezzanine & Preferred Equity
San Francisco, CA
Specialty Financing
San Francisco, CA

Retail Financing in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

Retail Financing in San Francisco FAQ

retail properties in San Francisco can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the San Francisco-Oakland-Berkeley market.
Current retail loan rates in San Francisco range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The retail market in the San Francisco-Oakland-Berkeley area benefits from San Francisco and the broader Bay Area remain one of the world's most important technology and innovation centers. While.... Contact CLS CRE for a detailed market assessment and financing options for your San Francisco retail property.
Non-recourse financing is available for qualifying retail properties in San Francisco from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for retail properties in San Francisco typically start at $500,000 for bank financing and $750,000 for agency programs. SBA loans start at $250,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your San Francisco Retail Property

Contact CLS CRE for a free, no-obligation quote on retail financing in San Francisco. We respond within 24 hours.

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