HUD/FHA Financing

HUD/FHA Multifamily Loans in San Francisco, CA

San Francisco and the broader Bay Area remain one of the world's most important technology and innovation centers. While the office market has faced pandemic-era headwinds, industrial, multifamily, and life sciences assets continue to attract strong capital flows, and the region's long-term fundamentals remain compelling.

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HUD/FHA Loan Details

HUD/FHA Financing for San Francisco Commercial Properties

CLS CRE provides hud/fha multifamily loans for commercial real estate investors in the San Francisco-Oakland-Berkeley market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for San Francisco properties.

Loan Amount
$5M to $100M+
Term
35 to 40 Years
Rates
5.25% to 6.75%
Ltv
Up to 85% LTV (90% for affordable)
Amortization
Fully Amortizing
Recourse
Non-Recourse

Other Financing in San Francisco

Permanent Loans
San Francisco, CA
Construction Loans
San Francisco, CA
Bridge Loans
San Francisco, CA
SBA Loans
San Francisco, CA
Mezzanine & Preferred Equity
San Francisco, CA
Specialty Financing
San Francisco, CA
Agency Loans
San Francisco, CA
CMBS Loans
San Francisco, CA
Life Company Loans
San Francisco, CA

Property Types in San Francisco

Explore financing by property type in the San Francisco-Oakland-Berkeley market.

Multifamily
San Francisco, CA
Industrial
San Francisco, CA
Retail
San Francisco, CA
Office
San Francisco, CA
Mixed-Use
San Francisco, CA
Hospitality
San Francisco, CA
Self-Storage
San Francisco, CA
Data Centers
San Francisco, CA
Senior Living
San Francisco, CA
Medical Office
San Francisco, CA

HUD/FHA Multifamily Loans in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA Fort Lauderdale, FL West Palm Beach, FL Durham, NC Colorado Springs, CO Huntsville, AL Provo, UT Boulder, CO Reno, NV Ann Arbor, MI Madison, WI Des Moines, IA Lexington, KY
FAQ

HUD/FHA Multifamily Loans in San Francisco FAQ

The best commercial lenders in San Francisco depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hud/fha multifamily loans financing for your San Francisco property. Contact us for a customized lender recommendation.
Current hud/fha multifamily loans rates in San Francisco range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the San Francisco-Oakland-Berkeley market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in San Francisco typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in San Francisco offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the San Francisco-Oakland-Berkeley market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get HUD/FHA Financing in San Francisco

Contact Commercial Lending Solutions for a free, no-obligation hud/fha loan quote for your San Francisco commercial property.

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Or call us: 310.758.4042

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