Commercial Hard Money Loans
Hard money loans provide asset-based, short-term financing for commercial real estate acquisitions, repositionings, and distressed property purchases where speed and flexibility matter more than rate. Commercial Lending Solutions works with a vetted network of private hard money lenders who can close in as little as one to two weeks, with underwriting driven by property value rather than borrower financials.
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Fast Hard Money Loans for Commercial Real Estate
Hard money lending is the fastest capital available in commercial real estate. Unlike bank or agency financing, hard money lenders focus almost entirely on the asset: the current value, the after-repair value (ARV), and the exit strategy. Borrower credit and income documentation requirements are minimal by design. This makes hard money ideal for auction purchases, foreclosure acquisitions, time-sensitive off-market deals, and properties that need work before qualifying for conventional financing. The tradeoff is higher rates and fees relative to institutional capital, which is why hard money is almost always used as a bridge to a permanent loan or sale. Commercial Lending Solutions matches each deal with the right private lender based on asset type, market, loan size, and timeline to ensure competitive terms even in this space.
Lender Sources
- Private Hard Money Lenders
- Family Offices
- High-Net-Worth Individual Lenders
- Specialty Debt Funds
- Asset-Based Lending Platforms
Ideal For
- Auction and foreclosure property acquisitions
- Distressed assets requiring rehab before permanent financing
- Time-sensitive off-market acquisitions
- Properties that do not yet qualify for bank or agency financing
- Fix-and-flip commercial and mixed-use projects
- Bridge to construction or permanent loan on value-add assets
Hard Money Loans by City
Related Property Types
Hard Money Loans are available for all major commercial property types. Explore financing by property category.
Related Insights
Bridge Loans vs. Hard Money Loans: What's the Difference?
Learn the key differences between bridge loans and hard money loans for commercial real estate financing, including terms, rates, and ideal use cases.
Hard Money Loans vs Bridge Loans: What's the Difference?
Hard money and bridge loans are both short-term real estate financing options, but they serve different purposes and carry different costs. Here is how to choose the right one for your deal.
Hard Money Loans FAQ
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