Hard Money Financing
Hard Money Loans in New York, NY
New York City is the largest commercial real estate market in the United States, home to iconic office towers, massive multifamily portfolios, and premier retail corridors. The metro area's $1.8 trillion economy drives demand across every property type, with strong institutional capital flows and deep lender competition.
Apply for New York Hard Money Financing →Hard Money Loan Details
Hard Money Financing for New York Commercial Properties
CLS CRE provides hard money loans for commercial real estate investors in the New York-Newark-Jersey City market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for New York properties.
Loan Amount
$1M - $20M
Term
6 - 24 Months
Rates
9.00% - 14.00%
Ltv
Up to 70% LTV (75% ARV)
Close Time
1 to 2 Weeks
Recourse
Recourse Typical
Other Financing in New York
Permanent Loans
New York, NY
Construction Loans
New York, NY
Bridge Loans
New York, NY
SBA Loans
New York, NY
Mezzanine & Preferred Equity
New York, NY
Specialty Financing
New York, NY
Agency Loans
New York, NY
HUD/FHA Multifamily Loans
New York, NY
CMBS Loans
New York, NY
Net Lease Financing
New York, NY
Life Company Loans
New York, NY
DSCR Loans
New York, NY
Property Types in New York
Explore financing by property type in the New York-Newark-Jersey City market.
Hard Money Loans in Other Cities
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FAQ
Hard Money Loans in New York FAQ
The best commercial lenders in New York depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hard money loans financing for your New York property. Contact us for a customized lender recommendation.
Current hard money loans rates in New York range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the New York-Newark-Jersey City market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in New York typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in New York offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the New York-Newark-Jersey City market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Hard Money Financing in New York
Contact Commercial Lending Solutions for a free, no-obligation hard money loan quote for your New York commercial property.
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