Multifamily Financing in San Francisco, CA

San Francisco and the broader Bay Area remain one of the world's most important technology and innovation centers. While the office market has faced pandemic-era headwinds, industrial, multifamily, and life sciences assets continue to attract strong capital flows, and the region's long-term fundamentals remain compelling.

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Financing for San Francisco Multifamily Properties

CLS CRE provides comprehensive financing for multifamily properties in the San Francisco-Oakland-Berkeley market. Whether you're acquiring, refinancing, or developing multifamily assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Multifamily Subtypes We Finance

  • Conventional Apartments
  • Garden-Style Communities
  • Mid-Rise & High-Rise
  • Manufactured Housing / Mobile Homes
  • Student Housing
  • Senior Living & Assisted Living
  • Affordable / Workforce Housing
  • Single-Family Rental Portfolios

Financing Options

  • Agency (Fannie Mae / Freddie Mac)
  • Bank Permanent Loans
  • Life Insurance Company Loans
  • CMBS
  • Bridge & Value-Add
  • Construction

Multifamily Deals Near San Francisco

Selected multifamily transactions in and around the San Francisco-Oakland-Berkeley market.

Multifamily Mobile Homes - San Jose, CA
Permanent
$36,400,000
Multifamily Mobile Homes
San Jose, CA
Manufactured housing community portfolio refinancing in one of the nation's tightest and most expensive housing markets.
55-Unit Ground Up - Orange County, CA
Construction
$18,000,000
55-Unit Ground Up
Orange County, CA
55-unit multifamily ground-up construction in Orange County, targeting high demand for new Class A rental product.
Apartments (88 Units) - San Mateo, CA
Permanent
$16,160,000
Apartments (88 Units)
San Mateo, CA
88-unit apartment community refinancing on the San Francisco Peninsula, one of the Bay Area's strongest rental markets.
Value-Add Multifamily - Los Angeles, CA
Bridge
$14,250,000
Value-Add Multifamily
Los Angeles, CA
Bridge financing for a multifamily value-add renovation in Los Angeles, targeting significant rent growth post-renovation.
35-Unit Ground Up - Los Angeles, CA
Construction
$12,000,000
35-Unit Ground Up
Los Angeles, CA
35-unit apartment ground-up development in Los Angeles, addressing the city's persistent housing shortage.
Multi-Unit Additional SF - San Fernando Valley, CA
Construction
$12,000,000
Multi-Unit Additional SF
San Fernando Valley, CA
Expansion and renovation of an existing multi-unit property in the San Fernando Valley with significant value-add potential.

Financing in San Francisco

Explore loan programs available for San Francisco commercial properties.

Multifamily Financing in Other Cities

Multifamily Financing in San Francisco FAQ

multifamily properties in San Francisco can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the San Francisco-Oakland-Berkeley market.
Current multifamily loan rates in San Francisco range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The multifamily market in the San Francisco-Oakland-Berkeley area benefits from San Francisco and the broader Bay Area remain one of the world's most important technology and innovation centers. While.... Contact CLS CRE for a detailed market assessment and financing options for your San Francisco multifamily property.
Non-recourse financing is available for qualifying multifamily properties in San Francisco from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for multifamily properties in San Francisco typically start at $500,000 for bank financing and $750,000 for agency programs. SBA loans start at $250,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your San Francisco Multifamily Property

Contact CLS CRE for a free, no-obligation quote on multifamily financing in San Francisco. We respond within 24 hours.

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Or call us: 310.758.4042