Mixed-Use Financing

Mixed-Use Financing in Bakersfield, CA

Bakersfield is the commercial center of Kern County, the most productive oil-producing county in California and one of the top agricultural counties in the nation. The CRE economy is shaped by the energy sector (Chevron, California Resources Corporation, Aera Energy), agriculture (Grimmway Farms, Bolthouse Farms, Wonderful Company), aerospace and defense exposure to nearby Edwards Air Force Base and the Mojave Air and Space Port, and an expanding logistics base along SR-99 and Interstate 5. Healthcare anchors include Bakersfield Memorial Hospital, Adventist Health, and Kern Medical. Multifamily fundamentals benefit from California's persistent housing shortage and the Central Valley's relative affordability versus coastal markets.

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Mixed-Use in Bakersfield

Financing for Bakersfield Mixed-Use Properties

CLS CRE provides comprehensive financing for mixed-use properties in the Bakersfield market. Whether you're acquiring, refinancing, or developing mixed-use assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Mixed-Use Subtypes We Finance

  • Retail + Residential
  • Office + Residential
  • Live-Work Spaces
  • Transit-Oriented Development
  • Land & Development Sites
  • Adaptive Reuse & Conversion
  • Ground-Floor Commercial + Apartments
  • Mixed-Use Portfolios

Financing Options

  • Bank Permanent Loans
  • Bridge Loans
  • Construction Loans
  • CMBS
  • Agency (If 80%+ Residential)
  • Mezzanine & Preferred Equity
Track Record

Mixed-Use Deals Near Bakersfield

Selected mixed-use transactions in and around the Bakersfield market.

Unentitled Land - Los Angeles, CA
Bridge
$14,000,000
Unentitled Land
Los Angeles, CA
Land bridge loan for an unentitled Downtown LA parcel during the entitlement and planning process for a major development.
Mixed Use Portfolio - Los Angeles, CA
Permanent
$12,500,000
Mixed Use Portfolio
Los Angeles, CA
Mixed-use portfolio refinancing spanning residential and commercial assets in Los Angeles's Cahuenga corridor.
Infill Land - Los Angeles, CA
Permanent
$12,000,000
Infill Land
Los Angeles, CA
Infill land acquisition financing in Downtown Los Angeles with entitlement potential for future ground-up development.
Entitled Land - San Francisco, CA
Bridge
$8,500,000
Entitled Land
San Francisco, CA
Bridge financing for entitled development land in San Francisco, bridging to construction start.
Mixed Use (Apts & Retail) - Carlsbad, CA
Permanent
$4,500,000
Mixed Use (Apts & Retail)
Carlsbad, CA
Mixed-use property with ground-floor retail and upper-level apartments in coastal North San Diego County.

Other Property Types in Bakersfield

Multifamily
Bakersfield, CA
Industrial
Bakersfield, CA
Retail
Bakersfield, CA
Office
Bakersfield, CA
Hospitality
Bakersfield, CA
Self-Storage
Bakersfield, CA
Data Centers
Bakersfield, CA
Senior Living
Bakersfield, CA
Medical Office
Bakersfield, CA

Financing in Bakersfield

Explore loan programs available for Bakersfield commercial properties.

Permanent Loans
Bakersfield, CA
Construction Loans
Bakersfield, CA
Bridge Loans
Bakersfield, CA
SBA Loans
Bakersfield, CA
Mezzanine & Preferred Equity
Bakersfield, CA
Specialty Financing
Bakersfield, CA
Agency Loans
Bakersfield, CA
HUD/FHA Multifamily Loans
Bakersfield, CA
CMBS Loans
Bakersfield, CA
Life Company Loans
Bakersfield, CA

Mixed-Use Financing in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA Fort Lauderdale, FL West Palm Beach, FL Durham, NC Colorado Springs, CO Huntsville, AL Provo, UT Boulder, CO Reno, NV Ann Arbor, MI Madison, WI Des Moines, IA Lexington, KY Providence, RI Buffalo, NY Rochester, NY Grand Rapids, MI Fresno, CA Worcester, MA Bridgeport-Stamford, CT Albany, NY New Haven, CT Oxnard-Ventura, CA Allentown, PA Baton Rouge, LA Dayton, OH McAllen, TX Stockton, CA Columbia, SC Greensboro, NC Akron, OH Sarasota, FL Fort Myers, FL Little Rock, AR Wichita, KS Lakeland, FL Ogden, UT Winston-Salem, NC Augusta, GA Spokane, WA Syracuse, NY Toledo, OH Lancaster, PA Chattanooga, TN Scranton, PA Harrisburg, PA Asheville, NC Pensacola, FL
FAQ

Mixed-Use Financing in Bakersfield FAQ

mixed-use properties in Bakersfield can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the Bakersfield market.
Current mixed-use loan rates in Bakersfield range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The mixed-use market in the Bakersfield area benefits from Bakersfield is the commercial center of Kern County, the most productive oil-producing county in California and one of t.... Contact CLS CRE for a detailed market assessment and financing options for your Bakersfield mixed-use property.
Non-recourse financing is available for qualifying mixed-use properties in Bakersfield from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for mixed-use properties in Bakersfield typically start at $1,000,000 for bank financing and $1,000,000 for agency programs. SBA loans start at $1,000,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your Bakersfield Mixed-Use Property

Contact Commercial Lending Solutions for a free, no-obligation quote on mixed-use financing in Bakersfield. We respond within 24 hours.

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