Mixed-Use Financing in Charlotte, NC

Charlotte is the second-largest banking center in the U.S. behind New York, home to Bank of America and Truist Financial. The metro's strong financial services sector, population growth exceeding 2% annually, and business-friendly climate drive robust demand for office, multifamily, and industrial space across the rapidly expanding metro.

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Financing for Charlotte Mixed-Use Properties

CLS CRE provides comprehensive financing for mixed-use properties in the Charlotte-Concord-Gastonia market. Whether you're acquiring, refinancing, or developing mixed-use assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Mixed-Use Subtypes We Finance

  • Retail + Residential
  • Office + Residential
  • Live-Work Spaces
  • Transit-Oriented Development
  • Land & Development Sites
  • Adaptive Reuse & Conversion
  • Ground-Floor Commercial + Apartments
  • Mixed-Use Portfolios

Financing Options

  • Bank Permanent Loans
  • Bridge Loans
  • Construction Loans
  • CMBS
  • Agency (If 80%+ Residential)
  • Mezzanine & Preferred Equity

Mixed-Use Deals Near Charlotte

Selected mixed-use transactions in and around the Charlotte-Concord-Gastonia market.

Unentitled Land - Los Angeles, CA
Bridge
$14,000,000
Unentitled Land
Los Angeles, CA
Land bridge loan for an unentitled Downtown LA parcel during the entitlement and planning process for a major development.
Mixed Use Portfolio - Los Angeles, CA
Permanent
$12,500,000
Mixed Use Portfolio
Los Angeles, CA
Mixed-use portfolio refinancing spanning residential and commercial assets in Los Angeles's Cahuenga corridor.
Infill Land - Los Angeles, CA
Permanent
$12,000,000
Infill Land
Los Angeles, CA
Infill land acquisition financing in Downtown Los Angeles with entitlement potential for future ground-up development.

Financing in Charlotte

Explore loan programs available for Charlotte commercial properties.

Mixed-Use Financing in Other Cities

Mixed-Use Financing in Charlotte FAQ

mixed-use properties in Charlotte can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the Charlotte-Concord-Gastonia market.
Current mixed-use loan rates in Charlotte range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The mixed-use market in the Charlotte-Concord-Gastonia area benefits from Charlotte is the second-largest banking center in the U.S. behind New York, home to Bank of America and Truist Financial.... Contact CLS CRE for a detailed market assessment and financing options for your Charlotte mixed-use property.
Non-recourse financing is available for qualifying mixed-use properties in Charlotte from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for mixed-use properties in Charlotte typically start at $500,000 for bank financing and $750,000 for agency programs. SBA loans start at $250,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your Charlotte Mixed-Use Property

Contact CLS CRE for a free, no-obligation quote on mixed-use financing in Charlotte. We respond within 24 hours.

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Or call us: 310.758.4042