Multifamily Financing in Charlotte, NC

Charlotte is the second-largest banking center in the U.S. behind New York, home to Bank of America and Truist Financial. The metro's strong financial services sector, population growth exceeding 2% annually, and business-friendly climate drive robust demand for office, multifamily, and industrial space across the rapidly expanding metro.

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Financing for Charlotte Multifamily Properties

CLS CRE provides comprehensive financing for multifamily properties in the Charlotte-Concord-Gastonia market. Whether you're acquiring, refinancing, or developing multifamily assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Multifamily Subtypes We Finance

  • Conventional Apartments
  • Garden-Style Communities
  • Mid-Rise & High-Rise
  • Manufactured Housing / Mobile Homes
  • Student Housing
  • Senior Living & Assisted Living
  • Affordable / Workforce Housing
  • Single-Family Rental Portfolios

Financing Options

  • Agency (Fannie Mae / Freddie Mac)
  • Bank Permanent Loans
  • Life Insurance Company Loans
  • CMBS
  • Bridge & Value-Add
  • Construction

Multifamily Deals Near Charlotte

Selected multifamily transactions in and around the Charlotte-Concord-Gastonia market.

Multifamily Apartments - Raleigh, NC
Construction
$38,000,000
Multifamily Apartments
Raleigh, NC
Construction financing for a 200-unit garden-style apartment community in Raleigh’s Research Triangle Park corridor, one of the nation’s top-performing job growth markets driven by biotech and technology employers.
Multifamily Mobile Homes - Charlotte, NC
Permanent
$11,200,000
Multifamily Mobile Homes
Charlotte, NC
Manufactured housing community refinancing in the Charlotte metro, one of the Southeast's strongest growth markets.

Financing in Charlotte

Explore loan programs available for Charlotte commercial properties.

Multifamily Financing in Other Cities

Multifamily Financing in Charlotte FAQ

multifamily properties in Charlotte can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the Charlotte-Concord-Gastonia market.
Current multifamily loan rates in Charlotte range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The multifamily market in the Charlotte-Concord-Gastonia area benefits from Charlotte is the second-largest banking center in the U.S. behind New York, home to Bank of America and Truist Financial.... Contact CLS CRE for a detailed market assessment and financing options for your Charlotte multifamily property.
Non-recourse financing is available for qualifying multifamily properties in Charlotte from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for multifamily properties in Charlotte typically start at $1,000,000 for bank financing and $1,000,000 for agency programs. SBA loans start at $1,000,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your Charlotte Multifamily Property

Contact CLS CRE for a free, no-obligation quote on multifamily financing in Charlotte. We respond within 24 hours.

Apply for Financing →
Or call us: 310.758.4042

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