Mixed-Use Financing in San Diego, CA

San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector. The metro features strong industrial and life sciences demand, limited development opportunities due to geographic constraints, and a highly desirable quality of life that supports multifamily fundamentals.

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Financing for San Diego Mixed-Use Properties

CLS CRE provides comprehensive financing for mixed-use properties in the San Diego-Chula Vista-Carlsbad market. Whether you're acquiring, refinancing, or developing mixed-use assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Mixed-Use Subtypes We Finance

  • Retail + Residential
  • Office + Residential
  • Live-Work Spaces
  • Transit-Oriented Development
  • Land & Development Sites
  • Adaptive Reuse & Conversion
  • Ground-Floor Commercial + Apartments
  • Mixed-Use Portfolios

Financing Options

  • Bank Permanent Loans
  • Bridge Loans
  • Construction Loans
  • CMBS
  • Agency (If 80%+ Residential)
  • Mezzanine & Preferred Equity

Mixed-Use Deals Near San Diego

Selected mixed-use transactions in and around the San Diego-Chula Vista-Carlsbad market.

Unentitled Land - Los Angeles, CA
Bridge
$14,000,000
Unentitled Land
Los Angeles, CA
Land bridge loan for an unentitled Downtown LA parcel during the entitlement and planning process for a major development.
Mixed Use Portfolio - Los Angeles, CA
Permanent
$12,500,000
Mixed Use Portfolio
Los Angeles, CA
Mixed-use portfolio refinancing spanning residential and commercial assets in Los Angeles's Cahuenga corridor.
Infill Land - Los Angeles, CA
Permanent
$12,000,000
Infill Land
Los Angeles, CA
Infill land acquisition financing in Downtown Los Angeles with entitlement potential for future ground-up development.
Entitled Land - San Francisco, CA
Bridge
$8,500,000
Entitled Land
San Francisco, CA
Bridge financing for entitled development land in San Francisco, bridging to construction start.
Mixed Use (Apts & Retail) - Carlsbad, CA
Permanent
$4,500,000
Mixed Use (Apts & Retail)
Carlsbad, CA
Mixed-use property with ground-floor retail and upper-level apartments in coastal North San Diego County.

Financing in San Diego

Explore loan programs available for San Diego commercial properties.

Mixed-Use Financing in Other Cities

Mixed-Use Financing in San Diego FAQ

mixed-use properties in San Diego can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the San Diego-Chula Vista-Carlsbad market.
Current mixed-use loan rates in San Diego range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The mixed-use market in the San Diego-Chula Vista-Carlsbad area benefits from San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector..... Contact CLS CRE for a detailed market assessment and financing options for your San Diego mixed-use property.
Non-recourse financing is available for qualifying mixed-use properties in San Diego from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for mixed-use properties in San Diego typically start at $500,000 for bank financing and $750,000 for agency programs. SBA loans start at $250,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.

Finance Your San Diego Mixed-Use Property

Contact CLS CRE for a free, no-obligation quote on mixed-use financing in San Diego. We respond within 24 hours.

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Or call us: 310.758.4042