SBA Loans in Madison, WI

Madison combines Wisconsin's state government, the University of Wisconsin-Madison, and Epic Systems, the largest electronic health records company in the United States, to produce one of the most recession-resistant commercial real estate markets in the country. Epic's 10,000-plus employees at its Verona campus, combined with Exact Sciences, American Family Insurance, CUNA Mutual, and Promega, drive sustained Class A office demand and a deep pipeline of corporate expansion projects. The university's 50,000 students and 20,000 employees anchor retail, multifamily, and mixed-use submarkets along State Street and the Near West Side, while the metro's tech scene continues to attract venture capital and drive premium office absorption in the growing East Side and West Side corporate corridors.

Apply for Madison SBA Financing →

SBA Financing for Madison Commercial Properties

CLS CRE provides sba loans for commercial real estate investors in the Madison market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Madison properties.

Loan Amount
$1M - $20M
Term
5 - 25 Years
Rates
5.54% - 8.25%
Ltv
Up to 90% LTV (504)
Equity
As Low as 10% Down
Recourse
Full Recourse (Personal Guarantee)

SBA Deals Near Madison

Selected sba transactions in and around the Madison market.

Retail Center - Denver, CO
Permanent
$9,800,000
Retail Center
Denver, CO
SBA 504 financing for an owner-occupied retail plaza in Denver’s Cherry Creek North corridor, anchored by a medical services tenant and benefiting from strong daytime foot traffic.
Retail Center - New York, NY
Permanent
$8,500,000
Retail Center
New York, NY
SBA 504 financing for an owner-occupied retail property on Staten Island’s Hylan Boulevard, one of the borough’s highest-traffic commercial corridors with strong neighborhood-serving tenant demand.
Retail Center - Tucson, AZ
Permanent
$4,200,000
Retail Center
Tucson, AZ
SBA 504 financing for an owner-occupied retail property on Tucson’s Fourth Avenue, a high-foot-traffic dining and entertainment district adjacent to the university and downtown cultural attractions.

Property Types in Madison

Explore financing by property type in the Madison market.

SBA Loans in Other Cities

SBA Loans in Madison FAQ

The best commercial lenders in Madison depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive sba loans financing for your Madison property. Contact us for a customized lender recommendation.
Current sba loans rates in Madison range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Madison market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Madison typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Madison offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Madison market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get SBA Financing in Madison

Contact Commercial Lending Solutions for a free, no-obligation sba loan quote for your Madison commercial property.

Apply for Financing →
Or call us: 310.758.4042

Weekly Market Intelligence

Rate updates, deal insights, and capital markets analysis. One email per week. Unsubscribe anytime.

No spam. No selling your data. Just market intelligence from a working broker.

Need financing? Apply in 2 minutes. Response within 24 hours.
Apply Now →
📈

Before You Go…

Get matched with the right lender from our network of 1,000+ capital sources.

Or call us: 310.758.4042

No spam. Unsubscribe anytime.