Permanent Loans in Madison, WI

Madison combines Wisconsin's state government, the University of Wisconsin-Madison, and Epic Systems, the largest electronic health records company in the United States, to produce one of the most recession-resistant commercial real estate markets in the country. Epic's 10,000-plus employees at its Verona campus, combined with Exact Sciences, American Family Insurance, CUNA Mutual, and Promega, drive sustained Class A office demand and a deep pipeline of corporate expansion projects. The university's 50,000 students and 20,000 employees anchor retail, multifamily, and mixed-use submarkets along State Street and the Near West Side, while the metro's tech scene continues to attract venture capital and drive premium office absorption in the growing East Side and West Side corporate corridors.

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Permanent Financing for Madison Commercial Properties

CLS CRE provides permanent loans for commercial real estate investors in the Madison market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Madison properties.

Loan Amount
$1M - $100M+
Term
5 - 25 Years
Rates
5.34% - 8.25%
Ltv
Up to 75% LTV
Amortization
25 - 30 Years
Recourse
Non-Recourse Available

Permanent Deals Near Madison

Selected permanent transactions in and around the Madison market.

Industrial Manufacturing - Milwaukee, WI
Permanent
$11,200,000
Industrial Manufacturing
Milwaukee, WI
Permanent financing for a specialized manufacturing facility in the Milwaukee metro, serving the region's deep industrial base across food processing, printing, and advanced manufacturing sectors.
Multifamily Mixed-Income - Milwaukee, WI
Permanent
$7,600,000
Multifamily Mixed-Income
Milwaukee, WI
Permanent financing for a mixed-income apartment community in Milwaukee, providing workforce and market-rate units in a Great Lakes market offering attractive yields relative to coastal alternatives.

Property Types in Madison

Explore financing by property type in the Madison market.

Permanent Loans in Other Cities

Permanent Loans in Madison FAQ

The best commercial lenders in Madison depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive permanent loans financing for your Madison property. Contact us for a customized lender recommendation.
Current permanent loans rates in Madison range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Madison market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Madison typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Madison offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Madison market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Permanent Financing in Madison

Contact Commercial Lending Solutions for a free, no-obligation permanent loan quote for your Madison commercial property.

Apply for Financing →
Or call us: 310.758.4042

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