SBA Financing

SBA Loans in Dayton, OH

Dayton's CRE market is shaped by Wright-Patterson Air Force Base, the largest single-site employer in Ohio with more than 35,000 personnel and a major driver of office, industrial, and aerospace research absorption. The metro has a deep advanced manufacturing base (GE Aviation, Honda Anna engine plant nearby, automotive supply), a healthcare anchor in Premier Health and Kettering Health, and the University of Dayton, which has one of the largest research portfolios for any private university. Industrial demand along I-70 and I-75 is supported by the metro's central location in the Eastern logistics network, and multifamily fundamentals benefit from affordability and steady migration into the Miami Valley.

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SBA Loan Details

SBA Financing for Dayton Commercial Properties

CLS CRE provides sba loans for commercial real estate investors in the Dayton-Kettering market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Dayton properties.

Loan Amount

$1M - $20M

Term

5 - 25 Years

Rates

5.54% - 8.25%

Ltv

Up to 90% LTV (504)

Equity

As Low as 10% Down

Recourse

Full Recourse (Personal Guarantee)

Track Record

SBA Deals Near Dayton

Selected sba transactions in and around the Dayton-Kettering market.

Permanent

$9,800,000

Retail Center

Denver, CO

SBA 504 financing for an owner-occupied retail plaza in Denver’s Cherry Creek North corridor, anchored by a medical services tenant and benefiting from strong daytime foot traffic.

Permanent

$8,500,000

Retail Center

New York, NY

SBA 504 financing for an owner-occupied retail property on Staten Island’s Hylan Boulevard, one of the borough’s highest-traffic commercial corridors with strong neighborhood-serving tenant demand.

Permanent

$4,200,000

Retail Center

Tucson, AZ

SBA 504 financing for an owner-occupied retail property on Tucson’s Fourth Avenue, a high-foot-traffic dining and entertainment district adjacent to the university and downtown cultural attractions.

FAQ

SBA Loans in Dayton FAQ

The best commercial lenders in Dayton depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive sba loans financing for your Dayton property. Contact us for a customized lender recommendation.

Current sba loans rates in Dayton range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Dayton-Kettering market are influenced by local market conditions, property quality, and competition among lenders.

Commercial loan closings in Dayton typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.

Not necessarily. While local banks and credit unions in Dayton offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.

In the Dayton-Kettering market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

SBA Loans in Dayton, OH

SBA Financing for Dayton Commercial Properties

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SBA Loans in Dayton FAQ

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SBA Loans in Dayton, OH

SBA Financing for Dayton Commercial Properties

SBA Deals Near Dayton

Other Financing in Dayton

Property Types in Dayton

SBA Loans in Other Cities

SBA Loans in Dayton FAQ

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