SBA Financing

SBA Loans in Houston, TX

Houston is the fourth-largest U.S. city and a major hub for energy, healthcare, manufacturing, and international trade. The metro's no-zoning environment and pro-business climate attract significant commercial development, with strong demand for industrial, medical office, and multifamily assets.

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SBA Loan Details

SBA Financing for Houston Commercial Properties

CLS CRE provides sba loans for commercial real estate investors in the Houston-The Woodlands-Sugar Land market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Houston properties.

Loan Amount
$250K - $14M
Term
5 - 25 Years
Rates
5.54% - 8.25%
Ltv
Up to 90% LTV (504)
Equity
As Low as 10% Down
Recourse
Full Recourse (Personal Guarantee)
Track Record

SBA Deals Near Houston

Selected sba transactions in and around the Houston-The Woodlands-Sugar Land market.

Restaurant & Coffee Shop - Santa Ana, CA
Permanent
$1,380,000
Restaurant & Coffee Shop
Santa Ana, CA
SBA financing for an owner-operated restaurant and coffee shop in downtown Santa Ana's revitalized arts district.

Other Financing in Houston

Permanent Loans
Houston, TX
Construction Loans
Houston, TX
Bridge Loans
Houston, TX
Mezzanine & Preferred Equity
Houston, TX
Specialty Financing
Houston, TX

Property Types in Houston

Explore financing by property type in the Houston-The Woodlands-Sugar Land market.

Multifamily
Houston, TX
Industrial
Houston, TX
Retail
Houston, TX
Office
Houston, TX
Mixed-Use
Houston, TX
Hospitality
Houston, TX

SBA Loans in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

SBA Loans in Houston FAQ

The best commercial lenders in Houston depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive sba loans financing for your Houston property. Contact us for a customized lender recommendation.
Current sba loans rates in Houston range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Houston-The Woodlands-Sugar Land market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Houston typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Houston offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Houston-The Woodlands-Sugar Land market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get SBA Financing in Houston

Contact CLS CRE for a free, no-obligation sba loan quote for your Houston commercial property.

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Or call us: 310.758.4042