Construction Financing

Construction Loans in Houston, TX

Houston is the fourth-largest U.S. city and a major hub for energy, healthcare, manufacturing, and international trade. The metro's no-zoning environment and pro-business climate attract significant commercial development, with strong demand for industrial, medical office, and multifamily assets.

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Construction Loan Details

Construction Financing for Houston Commercial Properties

CLS CRE provides construction loans for commercial real estate investors in the Houston-The Woodlands-Sugar Land market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Houston properties.

Loan Amount
$1M - $100M+
Term
12 - 36 Months
Rates
6.23% - 13.04%
Ltc
Up to 85% LTC
Structure
Interest-Only, Progressive Draws
Recourse
Recourse Typical, Non-Recourse Available
Track Record

Construction Deals Near Houston

Selected construction transactions in and around the Houston-The Woodlands-Sugar Land market.

Office Building - New York, NY
Construction
$65,000,000
Office Building
New York, NY
Construction financing for a Class A office development in Long Island City, Queens, catering to tech and media tenants seeking modern amenity-rich space with Manhattan skyline views and excellent transit access.
125-Unit Ground Up - Seattle, WA
Construction
$60,000,000
125-Unit Ground Up
Seattle, WA
Ground-up construction financing for a 125-unit luxury apartment development in Seattle's booming residential market.
Multifamily Apartments - Washington, DC
Construction
$55,000,000
Multifamily Apartments
Washington, DC
Construction financing for a 250-unit luxury apartment development in DC’s Navy Yard neighborhood, one of the District’s fastest-appreciating submarkets with a thriving waterfront dining and entertainment scene.

Other Financing in Houston

Permanent Loans
Houston, TX
Bridge Loans
Houston, TX
SBA Loans
Houston, TX
Mezzanine & Preferred Equity
Houston, TX
Specialty Financing
Houston, TX

Property Types in Houston

Explore financing by property type in the Houston-The Woodlands-Sugar Land market.

Multifamily
Houston, TX
Industrial
Houston, TX
Retail
Houston, TX
Office
Houston, TX
Mixed-Use
Houston, TX
Hospitality
Houston, TX
Self-Storage
Houston, TX
Data Centers
Houston, TX
Senior Living
Houston, TX
Medical Office
Houston, TX

Construction Loans in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

Construction Loans in Houston FAQ

The best commercial lenders in Houston depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive construction loans financing for your Houston property. Contact us for a customized lender recommendation.
Current construction loans rates in Houston range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Houston-The Woodlands-Sugar Land market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Houston typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Houston offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Houston-The Woodlands-Sugar Land market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Construction Financing in Houston

Contact CLS CRE for a free, no-obligation construction loan quote for your Houston commercial property.

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Or call us: 310.758.4042

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