HUD/FHA Multifamily Loans in San Diego, CA

San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector. The metro features strong industrial and life sciences demand, limited development opportunities due to geographic constraints, and a highly desirable quality of life that supports multifamily fundamentals.

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HUD/FHA Financing for San Diego Commercial Properties

CLS CRE provides hud/fha multifamily loans for commercial real estate investors in the San Diego-Chula Vista-Carlsbad market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for San Diego properties.

Loan Amount
$5M to $100M+
Term
35 to 40 Years
Rates
5.25% to 6.75%
Ltv
Up to 85% LTV (90% for affordable)
Amortization
Fully Amortizing
Recourse
Non-Recourse

Property Types in San Diego

Explore financing by property type in the San Diego-Chula Vista-Carlsbad market.

HUD/FHA Multifamily Loans in Other Cities

HUD/FHA Multifamily Loans in San Diego FAQ

The best commercial lenders in San Diego depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hud/fha multifamily loans financing for your San Diego property. Contact us for a customized lender recommendation.
Current hud/fha multifamily loans rates in San Diego range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the San Diego-Chula Vista-Carlsbad market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in San Diego typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in San Diego offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the San Diego-Chula Vista-Carlsbad market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get HUD/FHA Financing in San Diego

Contact Commercial Lending Solutions for a free, no-obligation hud/fha loan quote for your San Diego commercial property.

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Or call us: 310.758.4042

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