Construction Financing

Construction Loans in San Diego, CA

San Diego's commercial real estate market is driven by defense, biotechnology, tourism, and a growing technology sector. The metro features strong industrial and life sciences demand, limited development opportunities due to geographic constraints, and a highly desirable quality of life that supports multifamily fundamentals.

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Construction Loan Details

Construction Financing for San Diego Commercial Properties

CLS CRE provides construction loans for commercial real estate investors in the San Diego-Chula Vista-Carlsbad market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for San Diego properties.

Loan Amount
$1M - $100M+
Term
12 - 36 Months
Rates
6.79% - 13.04%
Ltc
Up to 80% LTC
Structure
Interest-Only, Progressive Draws
Recourse
Recourse Typical, Non-Recourse Available
Track Record

Construction Deals Near San Diego

Selected construction transactions in and around the San Diego-Chula Vista-Carlsbad market.

Single Tenant Net Lease - Fairfield, CA
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Single Tenant Net Lease - Inglewood, CA
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
250,000 SF Ground Up - Sacramento, CA
Construction
$18,750,000
250,000 SF Ground Up
Sacramento, CA
Ground-up construction of a 250,000 SF industrial warehouse in Sacramento's expanding logistics and distribution market.
55-Unit Ground Up - Orange County, CA
Construction
$18,000,000
55-Unit Ground Up
Orange County, CA
55-unit multifamily ground-up construction in Orange County, targeting high demand for new Class A rental product.
Multitenant Retail - Palm Springs, CA
Construction
$15,000,000
Multitenant Retail
Palm Springs, CA
New multi-tenant retail center construction in the Palm Springs resort market, capitalizing on tourism-driven demand.
35-Unit Ground Up - Los Angeles, CA
Construction
$12,000,000
35-Unit Ground Up
Los Angeles, CA
35-unit apartment ground-up development in Los Angeles, addressing the city's persistent housing shortage.

Other Financing in San Diego

Permanent Loans
San Diego, CA
Bridge Loans
San Diego, CA
SBA Loans
San Diego, CA
Mezzanine & Preferred Equity
San Diego, CA
Specialty Financing
San Diego, CA

Property Types in San Diego

Explore financing by property type in the San Diego-Chula Vista-Carlsbad market.

Multifamily
San Diego, CA
Industrial
San Diego, CA
Retail
San Diego, CA
Office
San Diego, CA
Mixed-Use
San Diego, CA
Hospitality
San Diego, CA

Construction Loans in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Philadelphia, PA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

Construction Loans in San Diego FAQ

The best commercial lenders in San Diego depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive construction loans financing for your San Diego property. Contact us for a customized lender recommendation.
Current construction loans rates in San Diego range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the San Diego-Chula Vista-Carlsbad market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in San Diego typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in San Diego offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the San Diego-Chula Vista-Carlsbad market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Construction Financing in San Diego

Contact CLS CRE for a free, no-obligation construction loan quote for your San Diego commercial property.

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