Life company lender program — full lender table
Symetra Commercial Mortgage Loans
Symetra Life Insurance Company (Bellevue, WA) is the life company CLS has closed with most often — four loans, each shown below with the actual executed terms. For California sponsors with $5M to $20M stabilized or special-use assets, Symetra is frequently the fastest life company quote in the market, and the desk knows our submissions.
Channel: Active CLS relationship — four closed loans
Program parameters
| Loan size | $1M to $20M+ (flexes for strong assets) |
| Structures | 5 to 10 year fixed periods: 3+3, 5+3, 5+2 resets |
| Amortization | 25 to 30 years |
| Recent spreads | 2.25% to 2.85% over the 3- and 5-year Treasury (CLS closings, 2021–2024) |
| Property types | Stabilized multifamily, industrial, special-use office, single-tenant with strong credit |
| Geography | Nationwide; California is an active CLS corridor |
Why borrowers pick Symetra through CLS
Repeat execution you can verify
Four closings with published terms below — not claims, documents.
Special-use flexibility
Symetra quotes creative and single-tenant assets many life desks decline.
Speed
Fast quotes and known paper requirements from repeat execution.
Proof: four CLS Symetra closings (executed loan documents)
- Magnolia Blvd, Burbank — $6,000,000 — 8-year (5+3), 25-year amortization, 2.60% over 5-yr UST
- 1415 Cahuenga Blvd, Hollywood — $8,715,000 — 6-year (3+2+1), 25-year amortization, 2.50% over 3-yr UST
- 3371–3425 Cahuenga Blvd, Hollywood — $11,500,000 — 6-year (3+3), 2.85% over 3-yr UST
- 3215/3225 Executive Ridge Vista, Thousand Oaks — $16,250,000 — 5-year fixed, 30-year amortization, 2.25% over 5-yr UST
How placement works
CLS underwrites the opportunity, matches it to the desks currently competing — Symetra included — and builds a comparable field of proposals across rate, proceeds, recourse, prepayment, and closing certainty. You see every live option, not just the first term sheet.
Ready to test the market? Submit your transaction or review the full life company lender table.
Symetra lending, clarified.
Does Symetra lend through brokers?
Yes. Symetra Life Insurance Company works with commercial mortgage brokers. CLS CRE places loans with Symetra through an active relationship with four closed loans. The desk evaluates the asset, sponsorship, and market, then quotes structure and spread.
What loan sizes does Symetra offer?
$1M–$20M+ (program flexes for strong assets). Spreads are set deal-by-deal over Treasury yields; the ranges shown reflect recently executed transactions and current desk guidance.
How do I qualify for a Symetra commercial mortgage?
Stabilized, documented NOI; institutional-quality asset in a proven market; conservative leverage with 1.25x+ DSCR; and a sponsor group with net worth and liquidity. Submit through CLS CRE and we underwrite the deal against the desk's current appetite before it goes anywhere.
How fast can a Symetra loan close?
Typically 45 to 75 days from executed term sheet on correspondent and direct executions, depending on third-party report turnaround and title. CLS manages appraisal, environmental, and property condition through Symetra-style approved vendor lists.
Other life company lender programs
MetLife
Principal Life
Manulife (John Hancock)
Guardian Life
Protective LifeGet a Symetra quote.
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