Life company lender program — full lender table
Manulife (John Hancock) Commercial Mortgage Loans
Manulife Real Estate Finance (John Hancock in the US) originates $10M to $300M+ across 38 states, with one of the broader sector lists among life company desks — including medical office, manufactured housing communities, and self-storage. Debt and mezzanine come from the same balance sheet, which simplifies negotiations for sponsors. CLS maintains an active Manulife relationship (John Reynertson) in its lender database.
Channel: Direct desk — open-market submissions via CLS
Program parameters
| Loan size | $10M to $300M+ (US) |
| Terms | Fixed-rate core; forward commitments available |
| Leverage | Deal-by-deal |
| Programs | Permanent; mezzanine; B-notes; participations; forward commitments |
| Property types | Office, multifamily, industrial, retail, medical office, MHC, self-storage, parking |
| Geography | 38 states |
Why borrowers pick Manulife (John Hancock) through CLS
One desk for debt plus mezz
Senior and subordinate positions from the same lender means cleaner structures.
Forward commitments
Lock today's spread for future delivery — valuable for development and acquisitions with lead time.
Broad sector appetite
Medical office and MHC get genuine attention, not junior-desk triage.
How placement works
CLS underwrites the opportunity, matches it to the desks currently competing — Manulife (John Hancock) included — and builds a comparable field of proposals across rate, proceeds, recourse, prepayment, and closing certainty. You see every live option, not just the first term sheet.
Ready to test the market? Submit your transaction or review the full life company lender table.
Manulife (John Hancock) lending, clarified.
Does Manulife lend through brokers?
Yes. Manulife Real Estate Finance (John Hancock) works with commercial mortgage brokers. CLS CRE places loans with Manulife through direct open-market submission and an active relationship in our lender database. The desk evaluates the asset, sponsorship, and market, then quotes structure and spread.
What loan sizes does Manulife offer?
$10M–$300M+ (US). Spreads are set deal-by-deal over Treasury yields; the ranges shown reflect recently executed transactions and current desk guidance.
How do I qualify for a Manulife commercial mortgage?
Stabilized, documented NOI; institutional-quality asset in a proven market; conservative leverage with 1.25x+ DSCR; and a sponsor group with net worth and liquidity. Submit through CLS CRE and we underwrite the deal against the desk's current appetite before it goes anywhere.
How fast can a Manulife loan close?
Typically 45 to 75 days from executed term sheet on correspondent and direct executions, depending on third-party report turnaround and title. CLS manages appraisal, environmental, and property condition through Symetra-style approved vendor lists.
Other life company lender programs
Symetra
MetLife
Principal Life
Guardian Life
Protective LifeGet a Manulife (John Hancock) quote.
Share the property and financing request. We will respond within 24 hours with an initial view.
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