Stated Income Financing
Stated Income Loans in Montgomery, AL
Montgomery is Alabama's capital and a market shaped by state government, Maxwell Air Force Base, Hyundai manufacturing, and a growing healthcare sector. The metro offers affordable industrial and retail product with stable occupancy rates driven by its institutional tenant base.
Apply for Montgomery Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Montgomery Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Montgomery market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Montgomery properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Montgomery
Permanent Loans
Montgomery, AL
Construction Loans
Montgomery, AL
Bridge Loans
Montgomery, AL
SBA Loans
Montgomery, AL
Mezzanine & Preferred Equity
Montgomery, AL
Specialty Financing
Montgomery, AL
Agency Loans
Montgomery, AL
HUD/FHA Multifamily Loans
Montgomery, AL
CMBS Loans
Montgomery, AL
Net Lease Financing
Montgomery, AL
Life Company Loans
Montgomery, AL
DSCR Loans
Montgomery, AL
Hard Money Loans
Montgomery, AL
Portfolio Loans
Montgomery, AL
Fix and Flip Loans
Montgomery, AL
Property Types in Montgomery
Explore financing by property type in the Montgomery market.
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FAQ
Stated Income Loans in Montgomery FAQ
The best commercial lenders in Montgomery depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Montgomery property. Contact us for a customized lender recommendation.
Current stated income loans rates in Montgomery range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Montgomery market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Montgomery typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Montgomery offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Montgomery market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Montgomery
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Montgomery commercial property.
Apply for Financing →