Stated Income Financing
Stated Income Loans in Raleigh, NC
The Research Triangle is one of the nation's premier knowledge economy markets, home to three major research universities, a deep technology and life sciences talent pool, and consistent top rankings for business climate and quality of life. The metro features strong demand across industrial, multifamily, and life sciences real estate.
Apply for Raleigh Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Raleigh Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Raleigh-Cary-Durham market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Raleigh properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Raleigh
Permanent Loans
Raleigh, NC
Construction Loans
Raleigh, NC
Bridge Loans
Raleigh, NC
SBA Loans
Raleigh, NC
Mezzanine & Preferred Equity
Raleigh, NC
Specialty Financing
Raleigh, NC
Agency Loans
Raleigh, NC
HUD/FHA Multifamily Loans
Raleigh, NC
CMBS Loans
Raleigh, NC
Net Lease Financing
Raleigh, NC
Life Company Loans
Raleigh, NC
DSCR Loans
Raleigh, NC
Hard Money Loans
Raleigh, NC
Portfolio Loans
Raleigh, NC
Fix and Flip Loans
Raleigh, NC
Property Types in Raleigh
Explore financing by property type in the Raleigh-Cary-Durham market.
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FAQ
Stated Income Loans in Raleigh FAQ
The best commercial lenders in Raleigh depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Raleigh property. Contact us for a customized lender recommendation.
Current stated income loans rates in Raleigh range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Raleigh-Cary-Durham market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Raleigh typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Raleigh offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Raleigh-Cary-Durham market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Raleigh
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Raleigh commercial property.
Apply for Financing →