Stated Income Financing

Stated Income Loans in West Palm Beach, FL

West Palm Beach has become one of the fastest-growing commercial real estate markets in the United States, reshaped by the post-2020 relocation of financial services firms including Goldman Sachs, Citadel, and Elliott Management establishing offices along Rosemary Avenue and Clematis Street. The Brightline rail extension connecting Orlando, Fort Lauderdale, Miami, and West Palm Beach has accelerated Class A office absorption in downtown and CityPlace, while multifamily rents have climbed faster than any major Florida metro over the past five years. Palm Beach County's broader economy spans healthcare (Scripps Research, Max Planck), agriculture (sugar and citrus), aviation, and ultra-high-net-worth residential services, creating durable demand across every commercial property type.

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Stated Income Loan Details

Stated Income Financing for West Palm Beach Commercial Properties

CLS CRE provides stated income loans for commercial real estate investors in the Miami-Fort Lauderdale-Pompano Beach market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for West Palm Beach properties.

Loan Amount

$5M - $50M+

Term

5 - 30 Years

Rates

7.00% - 11.00%

Ltv

Up to 70% LTV

Qualification

Bank Statements, Asset Depletion, or Property Income

Recourse

Non-Recourse Available

Other Financing in West Palm Beach

Mezzanine & Preferred Equity

HUD/FHA Multifamily Loans

Property Types in West Palm Beach

Explore financing by property type in the Miami-Fort Lauderdale-Pompano Beach market.

Stated Income Loans in Other Cities

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FAQ

Stated Income Loans in West Palm Beach FAQ

The best commercial lenders in West Palm Beach depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your West Palm Beach property. Contact us for a customized lender recommendation.

Current stated income loans rates in West Palm Beach range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Miami-Fort Lauderdale-Pompano Beach market are influenced by local market conditions, property quality, and competition among lenders.

Commercial loan closings in West Palm Beach typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.

Not necessarily. While local banks and credit unions in West Palm Beach offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.

In the Miami-Fort Lauderdale-Pompano Beach market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Stated Income Financing in West Palm Beach

Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your West Palm Beach commercial property.

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Or call us: 310.708.0690

Stated Income Loans in West Palm Beach, FL

Stated Income Financing for West Palm Beach Commercial Properties

Other Financing in West Palm Beach

Property Types in West Palm Beach

Stated Income Loans in Other Cities

Stated Income Loans in West Palm Beach FAQ

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