Stated Income Financing
Stated Income Loans in Atlanta, GA
Atlanta is the economic engine of the Southeast, home to major corporate headquarters, a world-class airport, and a rapidly growing technology sector. The metro area's population growth and affordable cost of living drive strong demand for multifamily, industrial, and office space across a sprawling metropolitan footprint.
Apply for Atlanta Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Atlanta Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Atlanta-Sandy Springs-Alpharetta market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Atlanta properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Atlanta
Permanent Loans
Atlanta, GA
Construction Loans
Atlanta, GA
Bridge Loans
Atlanta, GA
SBA Loans
Atlanta, GA
Mezzanine & Preferred Equity
Atlanta, GA
Specialty Financing
Atlanta, GA
Agency Loans
Atlanta, GA
HUD/FHA Multifamily Loans
Atlanta, GA
CMBS Loans
Atlanta, GA
Net Lease Financing
Atlanta, GA
Life Company Loans
Atlanta, GA
DSCR Loans
Atlanta, GA
Hard Money Loans
Atlanta, GA
Portfolio Loans
Atlanta, GA
Fix and Flip Loans
Atlanta, GA
Property Types in Atlanta
Explore financing by property type in the Atlanta-Sandy Springs-Alpharetta market.
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FAQ
Stated Income Loans in Atlanta FAQ
The best commercial lenders in Atlanta depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Atlanta property. Contact us for a customized lender recommendation.
Current stated income loans rates in Atlanta range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Atlanta-Sandy Springs-Alpharetta market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Atlanta typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Atlanta offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Atlanta-Sandy Springs-Alpharetta market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Atlanta
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Atlanta commercial property.
Apply for Financing →