Permanent Loans in Oxnard-Ventura, CA

Ventura County, anchored by Oxnard, Thousand Oaks, and Ventura, sits between Greater Los Angeles and Santa Barbara and combines high-value coastal agriculture (strawberries, avocados, lemons), defense (Naval Base Ventura County including NAS Point Mugu and the Port of Hueneme construction battalion center), biotech (Amgen's global headquarters in Thousand Oaks), and tourism. The Port of Hueneme is a leading West Coast specialty cargo port for autos and produce. The CRE market features strong industrial absorption along the US-101 corridor, constrained multifamily supply driven by SOAR ordinances and coastal commission limits, and durable retail and hospitality demand fed by Greater LA and Pacific Coast tourism.

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Permanent Financing for Oxnard-Ventura Commercial Properties

CLS CRE provides permanent loans for commercial real estate investors in the Oxnard-Thousand Oaks-Ventura market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Oxnard-Ventura properties.

Loan Amount
$1M - $100M+
Term
5 - 25 Years
Rates
5.34% - 8.25%
Ltv
Up to 75% LTV
Amortization
25 - 30 Years
Recourse
Non-Recourse Available

Permanent Deals Near Oxnard-Ventura

Selected permanent transactions in and around the Oxnard-Thousand Oaks-Ventura market.

Multifamily Mobile Homes - San Jose, CA
Permanent
$36,400,000
Multifamily Mobile Homes
San Jose, CA
Manufactured housing community portfolio refinancing in one of the nation's tightest and most expensive housing markets.
Industrial Distribution - Los Angeles, CA
Permanent
$34,000,000
Industrial Distribution
Los Angeles, CA
Acquisition financing for a Class A distribution facility in the Los Angeles industrial core with long-term credit tenancy.
Retail Shopping Center - Sacramento, CA
Permanent
$32,000,000
Retail Shopping Center
Sacramento, CA
Stabilized retail center anchored by national tenants in Northern California's growing capital region.
Heavy Industrial - Vernon, CA
Permanent
$27,500,000
Heavy Industrial
Vernon, CA
Heavy manufacturing and industrial campus refinancing in the Vernon industrial district, a premier hub for production facilities in LA County.
Industrial & Medical Office - Tustin, CA
Permanent
$26,800,000
Industrial & Medical Office
Tustin, CA
Portfolio financing spanning industrial and medical office assets in Orange County's Tustin corridor.
Industrial Distribution - Riverside, CA
Permanent
$21,500,000
Industrial Distribution
Riverside, CA
Permanent financing for a bulk distribution warehouse in the Inland Empire’s Riverside submarket, serving as a critical link in the Southern California logistics chain connecting the Ports of Long Beach and Los Angeles to the western U.S.

Property Types in Oxnard-Ventura

Explore financing by property type in the Oxnard-Thousand Oaks-Ventura market.

Permanent Loans in Other Cities

Permanent Loans in Oxnard-Ventura FAQ

The best commercial lenders in Oxnard-Ventura depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive permanent loans financing for your Oxnard-Ventura property. Contact us for a customized lender recommendation.
Current permanent loans rates in Oxnard-Ventura range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Oxnard-Thousand Oaks-Ventura market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Oxnard-Ventura typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Oxnard-Ventura offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Oxnard-Thousand Oaks-Ventura market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Permanent Financing in Oxnard-Ventura

Contact Commercial Lending Solutions for a free, no-obligation permanent loan quote for your Oxnard-Ventura commercial property.

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Or call us: 310.758.4042

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