HUD/FHA Financing

HUD/FHA Multifamily Loans in San Jose, CA

San Jose and Silicon Valley represent the world's most influential technology and venture capital ecosystem. The metro features premium office and R&D demand from global tech companies, constrained development opportunities, strong industrial fundamentals driven by advanced manufacturing, and some of the highest commercial rents in the nation.

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HUD/FHA Loan Details

HUD/FHA Financing for San Jose Commercial Properties

CLS CRE provides hud/fha multifamily loans for commercial real estate investors in the San Jose-Sunnyvale-Santa Clara market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for San Jose properties.

Loan Amount

$5M to $100M+

Term

35 to 40 Years

Rates

5.25% to 6.75%

Ltv

Up to 85% LTV (90% for affordable)

Amortization

Fully Amortizing

Recourse

Non-Recourse

FAQ

HUD/FHA Multifamily Loans in San Jose FAQ

The best commercial lenders in San Jose depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hud/fha multifamily loans financing for your San Jose property. Contact us for a customized lender recommendation.

Current hud/fha multifamily loans rates in San Jose range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the San Jose-Sunnyvale-Santa Clara market are influenced by local market conditions, property quality, and competition among lenders.

Commercial loan closings in San Jose typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.

Not necessarily. While local banks and credit unions in San Jose offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.

In the San Jose-Sunnyvale-Santa Clara market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

HUD/FHA Multifamily Loans in San Jose, CA

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HUD/FHA Multifamily Loans in San Jose, CA

HUD/FHA Financing for San Jose Commercial Properties

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HUD/FHA Multifamily Loans in San Jose FAQ

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