HUD/FHA Multifamily Loans in Modesto, CA | Commercial Lending Solutions 

HUD/FHA Multifamily Loans in Modesto, CA

Modesto is a Central Valley agricultural and distribution market with significant food processing, cold storage, and light industrial activity driven by California's wine and almond industries. Industrial vacancy is tight relative to the Bay Area and presents strong yield opportunities for investors.

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HUD/FHA Financing for Modesto Commercial Properties

CLS CRE provides hud/fha multifamily loans for commercial real estate investors in the Modesto market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Modesto properties.

Loan Amount
$5M to $100M+
Term
35 to 40 Years
Rates
5.25% to 6.75%
Ltv
Up to 85% LTV (90% for affordable)
Amortization
Fully Amortizing
Recourse
Non-Recourse

HUD/FHA Multifamily Loans in Other Cities

HUD/FHA Multifamily Loans in Modesto FAQ

The best commercial lenders in Modesto depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hud/fha multifamily loans financing for your Modesto property. Contact us for a customized lender recommendation.
Current hud/fha multifamily loans rates in Modesto range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Modesto market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Modesto typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Modesto offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Modesto market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.


Get HUD/FHA Financing in Modesto

Contact Commercial Lending Solutions for a free, no-obligation hud/fha loan quote for your Modesto commercial property.

Apply for Financing →
Or call us: 310.708.0690

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