Stated Income Financing
Stated Income Loans in Eugene, OR
Eugene is western Oregon's second-largest market, anchored by the University of Oregon and a growing outdoor recreation and athletic footwear industry. Student housing, healthcare, and necessity-based retail benefit from stable university enrollment and growing in-migration from higher-cost Pacific Northwest cities.
Apply for Eugene Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Eugene Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Eugene market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Eugene properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Eugene
Permanent Loans
Eugene, OR
Construction Loans
Eugene, OR
Bridge Loans
Eugene, OR
SBA Loans
Eugene, OR
Mezzanine & Preferred Equity
Eugene, OR
Specialty Financing
Eugene, OR
Agency Loans
Eugene, OR
HUD/FHA Multifamily Loans
Eugene, OR
CMBS Loans
Eugene, OR
Net Lease Financing
Eugene, OR
Life Company Loans
Eugene, OR
DSCR Loans
Eugene, OR
Hard Money Loans
Eugene, OR
Portfolio Loans
Eugene, OR
Fix and Flip Loans
Eugene, OR
Property Types in Eugene
Explore financing by property type in the Eugene market.
FAQ
Stated Income Loans in Eugene FAQ
The best commercial lenders in Eugene depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Eugene property. Contact us for a customized lender recommendation.
Current stated income loans rates in Eugene range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Eugene market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Eugene typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Eugene offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Eugene market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Eugene
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Eugene commercial property.
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