Construction Financing

Construction Loans in Philadelphia, PA

Philadelphia is the sixth-largest U.S. metro and a major hub for healthcare, education, financial services, and life sciences. The market features strong institutional demand, a growing innovation corridor along University City, expanding industrial development in the suburbs, and competitive pricing compared to New York and Washington.

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Construction Loan Details

Construction Financing for Philadelphia Commercial Properties

CLS CRE provides construction loans for commercial real estate investors in the Philadelphia-Camden-Wilmington market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Philadelphia properties.

Loan Amount
$1M - $100M+
Term
12 - 36 Months
Rates
6.23% - 13.04%
Ltc
Up to 85% LTC
Structure
Interest-Only, Progressive Draws
Recourse
Recourse Typical, Non-Recourse Available
Track Record

Construction Deals Near Philadelphia

Selected construction transactions in and around the Philadelphia-Camden-Wilmington market.

Office Building - New York, NY
Construction
$65,000,000
Office Building
New York, NY
Construction financing for a Class A office development in Long Island City, Queens, catering to tech and media tenants seeking modern amenity-rich space with Manhattan skyline views and excellent transit access.
125-Unit Ground Up - Seattle, WA
Construction
$60,000,000
125-Unit Ground Up
Seattle, WA
Ground-up construction financing for a 125-unit luxury apartment development in Seattle's booming residential market.
Multifamily Apartments - Washington, DC
Construction
$55,000,000
Multifamily Apartments
Washington, DC
Construction financing for a 250-unit luxury apartment development in DC’s Navy Yard neighborhood, one of the District’s fastest-appreciating submarkets with a thriving waterfront dining and entertainment scene.

Other Financing in Philadelphia

Permanent Loans
Philadelphia, PA
Bridge Loans
Philadelphia, PA
SBA Loans
Philadelphia, PA
Mezzanine & Preferred Equity
Philadelphia, PA
Specialty Financing
Philadelphia, PA

Property Types in Philadelphia

Explore financing by property type in the Philadelphia-Camden-Wilmington market.

Multifamily
Philadelphia, PA
Industrial
Philadelphia, PA
Retail
Philadelphia, PA
Office
Philadelphia, PA
Mixed-Use
Philadelphia, PA
Hospitality
Philadelphia, PA
Self-Storage
Philadelphia, PA
Data Centers
Philadelphia, PA
Senior Living
Philadelphia, PA
Medical Office
Philadelphia, PA

Construction Loans in Other Cities

Los Angeles, CA New York, NY Phoenix, AZ Dallas, TX Houston, TX Miami, FL Atlanta, GA Chicago, IL Denver, CO Seattle, WA San Diego, CA San Francisco, CA Austin, TX Nashville, TN Tampa, FL Charlotte, NC Minneapolis, MN Portland, OR Las Vegas, NV Orlando, FL Raleigh, NC Salt Lake City, UT San Antonio, TX Kansas City, MO Columbus, OH Indianapolis, IN San Jose, CA Washington DC, DC Detroit, MI Boston, MA Baltimore, MD Sacramento, CA St. Louis, MO Pittsburgh, PA Cincinnati, OH Cleveland, OH Jacksonville, FL Milwaukee, WI Memphis, TN Oklahoma City, OK Louisville, KY Richmond, VA Virginia Beach, VA New Orleans, LA Birmingham, AL Hartford, CT Tucson, AZ Boise, ID Omaha, NE Tulsa, OK Honolulu, HI Albuquerque, NM El Paso, TX Riverside, CA Charleston, SC Greenville, SC Knoxville, TN Fort Worth, TX Savannah, GA
FAQ

Construction Loans in Philadelphia FAQ

The best commercial lenders in Philadelphia depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive construction loans financing for your Philadelphia property. Contact us for a customized lender recommendation.
Current construction loans rates in Philadelphia range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Philadelphia-Camden-Wilmington market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Philadelphia typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Philadelphia offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Philadelphia-Camden-Wilmington market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Construction Financing in Philadelphia

Contact CLS CRE for a free, no-obligation construction loan quote for your Philadelphia commercial property.

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Or call us: 310.758.4042

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