Construction Financing

Construction Loans in Oxnard-Ventura, CA

Ventura County, anchored by Oxnard, Thousand Oaks, and Ventura, sits between Greater Los Angeles and Santa Barbara and combines high-value coastal agriculture (strawberries, avocados, lemons), defense (Naval Base Ventura County including NAS Point Mugu and the Port of Hueneme construction battalion center), biotech (Amgen's global headquarters in Thousand Oaks), and tourism. The Port of Hueneme is a leading West Coast specialty cargo port for autos and produce. The CRE market features strong industrial absorption along the US-101 corridor, constrained multifamily supply driven by SOAR ordinances and coastal commission limits, and durable retail and hospitality demand fed by Greater LA and Pacific Coast tourism.

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Construction Loan Details

Construction Financing for Oxnard-Ventura Commercial Properties

CLS CRE provides construction loans for commercial real estate investors in the Oxnard-Thousand Oaks-Ventura market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Oxnard-Ventura properties.

Loan Amount
$1M - $100M+
Term
12 - 36 Months
Rates
6.23% - 13.04%
Ltc
Up to 85% LTC
Structure
Interest-Only, Progressive Draws
Recourse
Recourse Typical, Non-Recourse Available
Track Record

Construction Deals Near Oxnard-Ventura

Selected construction transactions in and around the Oxnard-Thousand Oaks-Ventura market.

Single Tenant Net Lease - Fairfield, CA
Construction
$43,900,000
Single Tenant Net Lease
Fairfield, CA
Build-to-suit construction for a national credit tenant in Fairfield, combining development returns with investment-grade lease security.
Single Tenant Net Lease - Inglewood, CA
Construction
$43,400,000
Single Tenant Net Lease
Inglewood, CA
Major build-to-suit construction near SoFi Stadium in Inglewood, one of LA's most dynamic development corridors.
Multifamily Apartments - Riverside, CA
Construction
$32,000,000
Multifamily Apartments
Riverside, CA
Construction financing for a 160-unit workforce housing development near UC Riverside, addressing severe housing undersupply in the Inland Empire where population growth continues to outpace new residential construction.
250,000 SF Ground Up - Sacramento, CA
Construction
$18,750,000
250,000 SF Ground Up
Sacramento, CA
Ground-up construction of a 250,000 SF industrial warehouse in Sacramento's expanding logistics and distribution market.
55-Unit Ground Up - Orange County, CA
Construction
$18,000,000
55-Unit Ground Up
Orange County, CA
55-unit multifamily ground-up construction in Orange County, targeting high demand for new Class A rental product.
Multitenant Retail - Palm Springs, CA
Construction
$15,000,000
Multitenant Retail
Palm Springs, CA
New multi-tenant retail center construction in the Palm Springs resort market, capitalizing on tourism-driven demand.

Other Financing in Oxnard-Ventura

Permanent Loans
Oxnard-Ventura, CA
Bridge Loans
Oxnard-Ventura, CA
SBA Loans
Oxnard-Ventura, CA
Mezzanine & Preferred Equity
Oxnard-Ventura, CA
Specialty Financing
Oxnard-Ventura, CA
Agency Loans
Oxnard-Ventura, CA
HUD/FHA Multifamily Loans
Oxnard-Ventura, CA
CMBS Loans
Oxnard-Ventura, CA
Life Company Loans
Oxnard-Ventura, CA

Property Types in Oxnard-Ventura

Explore financing by property type in the Oxnard-Thousand Oaks-Ventura market.

Multifamily
Oxnard-Ventura, CA
Industrial
Oxnard-Ventura, CA
Retail
Oxnard-Ventura, CA
Office
Oxnard-Ventura, CA
Mixed-Use
Oxnard-Ventura, CA
Hospitality
Oxnard-Ventura, CA
Self-Storage
Oxnard-Ventura, CA
Data Centers
Oxnard-Ventura, CA
Senior Living
Oxnard-Ventura, CA
Medical Office
Oxnard-Ventura, CA

Construction Loans in Other Cities

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FAQ

Construction Loans in Oxnard-Ventura FAQ

The best commercial lenders in Oxnard-Ventura depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive construction loans financing for your Oxnard-Ventura property. Contact us for a customized lender recommendation.
Current construction loans rates in Oxnard-Ventura range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Oxnard-Thousand Oaks-Ventura market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Oxnard-Ventura typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Oxnard-Ventura offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Oxnard-Thousand Oaks-Ventura market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Construction Financing in Oxnard-Ventura

Contact Commercial Lending Solutions for a free, no-obligation construction loan quote for your Oxnard-Ventura commercial property.

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Or call us: 310.758.4042

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