Manufactured Housing Financing in Richmond, VA | Commercial Lending Solutions 

Manufactured Housing Financing in Richmond, VA

Quick answer: Manufactured Housing financing in Richmond, VA covers all major subtypes including 3-Star Entry-Level Communities, 4-Star Mid-Grade Communities, and 5-Star Class A Communities. Capital sources include Agency (Fannie Mae MHC, Freddie Mac MHC, MHC SBL), Bank & Credit Union Permanent, and CMBS Conduit. Commercial Lending Solutions structures these deals for Richmond properties through 1,000+ lender relationships across the Richmond-Hopewell-Farmville market.

Richmond is Virginia's capital city and an emerging commercial real estate market driven by a diversified economy spanning financial services, state government, healthcare, and a rapidly expanding technology sector. The metro's position between Washington D.C. and the Research Triangle, combined with below-average costs relative to Northern Virginia, attracts corporate relocations and growing data center investment along the I-95 corridor. Strong multifamily fundamentals are supported by the University of Richmond, Virginia Commonwealth University, and steady in-migration from more expensive Mid-Atlantic markets.

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Financing for Richmond Manufactured Housing Properties

CLS CRE provides comprehensive financing for manufactured housing properties in the Richmond-Hopewell-Farmville market. Whether you're acquiring, refinancing, or developing manufactured housing assets, our 1,000+ lender relationships ensure you get the most competitive terms available.

Manufactured Housing Subtypes We Finance

  • 3-Star Entry-Level Communities
  • 4-Star Mid-Grade Communities
  • 5-Star Class A Communities
  • Age-Restricted 55+ Communities
  • RV Resort Hybrids
  • Tenant-Owned Home Communities (TOH)
  • Land-Lease Only Parks
  • Conversion / Adaptive Reuse Sites

Financing Options

  • Agency (Fannie Mae MHC, Freddie Mac MHC, MHC SBL)
  • Bank & Credit Union Permanent
  • CMBS Conduit
  • Life Insurance Company Loans
  • Bridge & Value-Add Debt Funds
  • USDA Rural Development

Manufactured Housing Financing in Richmond FAQ

manufactured housing properties in Richmond can access financing from banks, life insurance companies, CMBS lenders, debt funds, and agency programs (for multifamily). Rates and terms depend on the specific property, tenancy, and borrower profile. CLS CRE provides customized options for the Richmond-Hopewell-Farmville market.
Current manufactured housing loan rates in Richmond range based on the financing type: permanent loans from 5.34% to 8.25%, bridge loans from 6.79% to 13.04%, and construction loans from 6.79% to 13.04%. Contact CLS CRE for rate quotes specific to your property.
The manufactured housing market in the Richmond-Hopewell-Farmville area benefits from Richmond is Virginia's capital city and an emerging commercial real estate market driven by a diversified economy spanni.... Contact CLS CRE for a detailed market assessment and financing options for your Richmond manufactured housing property.
Non-recourse financing is available for qualifying manufactured housing properties in Richmond from life insurance companies, CMBS conduits, and select debt funds. Requirements include sufficient property value, strong cash flow, and experienced borrower sponsorship.
Commercial loans for manufactured housing properties in Richmond typically start at $1,000,000 for bank financing and $1,000,000 for agency programs. SBA loans start at $1,000,000 for qualifying owner-occupied properties. Contact CLS CRE for options specific to your deal size.


Finance Your Richmond Manufactured Housing Property

Contact Commercial Lending Solutions for a free, no-obligation quote on manufactured housing financing in Richmond. We respond within 24 hours.

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Call: 310.708.0690 Text: 310.758.3064

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