Stated Income Financing
Stated Income Loans in Racine, WI
Racine is a Lake Michigan industrial market with SC Johnson's global headquarters anchoring a manufacturing base spanning automotive, consumer products, and metalworking. Industrial assets offer stable occupancy from established manufacturers with above-average yields.
Apply for Racine Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Racine Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Racine market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Racine properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Racine
Permanent Loans
Racine, WI
Construction Loans
Racine, WI
Bridge Loans
Racine, WI
SBA Loans
Racine, WI
Mezzanine & Preferred Equity
Racine, WI
Specialty Financing
Racine, WI
Agency Loans
Racine, WI
HUD/FHA Multifamily Loans
Racine, WI
CMBS Loans
Racine, WI
Net Lease Financing
Racine, WI
Life Company Loans
Racine, WI
DSCR Loans
Racine, WI
Hard Money Loans
Racine, WI
Portfolio Loans
Racine, WI
Fix and Flip Loans
Racine, WI
Property Types in Racine
Explore financing by property type in the Racine market.
FAQ
Stated Income Loans in Racine FAQ
The best commercial lenders in Racine depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Racine property. Contact us for a customized lender recommendation.
Current stated income loans rates in Racine range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Racine market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Racine typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Racine offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Racine market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Racine
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Racine commercial property.
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