Stated Income Financing
Stated Income Loans in Bismarck, ND
Bismarck is North Dakota's capital and a stable commercial market with government, healthcare, and agricultural services providing recession-resistant demand. The Bakken oil field proximity creates industrial and workforce housing demand during energy expansions.
Apply for Bismarck Stated Income Financing →Stated Income Loan Details
Stated Income Financing for Bismarck Commercial Properties
CLS CRE provides stated income loans for commercial real estate investors in the Bismarck market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Bismarck properties.
Loan Amount
$5M - $50M+
Term
5 - 30 Years
Rates
7.00% - 11.00%
Ltv
Up to 70% LTV
Qualification
Bank Statements, Asset Depletion, or Property Income
Recourse
Non-Recourse Available
Other Financing in Bismarck
Permanent Loans
Bismarck, ND
Construction Loans
Bismarck, ND
Bridge Loans
Bismarck, ND
SBA Loans
Bismarck, ND
Mezzanine & Preferred Equity
Bismarck, ND
Specialty Financing
Bismarck, ND
Agency Loans
Bismarck, ND
HUD/FHA Multifamily Loans
Bismarck, ND
CMBS Loans
Bismarck, ND
Net Lease Financing
Bismarck, ND
Life Company Loans
Bismarck, ND
DSCR Loans
Bismarck, ND
Hard Money Loans
Bismarck, ND
Portfolio Loans
Bismarck, ND
Fix and Flip Loans
Bismarck, ND
Property Types in Bismarck
Explore financing by property type in the Bismarck market.
FAQ
Stated Income Loans in Bismarck FAQ
The best commercial lenders in Bismarck depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive stated income loans financing for your Bismarck property. Contact us for a customized lender recommendation.
Current stated income loans rates in Bismarck range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Bismarck market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Bismarck typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Bismarck offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Bismarck market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get Stated Income Financing in Bismarck
Contact Commercial Lending Solutions for a free, no-obligation stated income loan quote for your Bismarck commercial property.
Apply for Financing →