Permanent Financing

Permanent Loans in Lexington, KY

Lexington is the economic center of the Bluegrass Region, anchored by the University of Kentucky and its UK HealthCare system, one of the Southeast's leading academic medical centers with more than 14,000 employees. The metro's economy spans the concentrated equine industry (home to Keeneland, the Kentucky Horse Park, and dozens of premier thoroughbred farms), bourbon distilling, advanced manufacturing (Toyota Motor Manufacturing Kentucky in nearby Georgetown, Lexmark, Big Ass Fans), and a growing technology sector led by Valvoline global HQ and a deep pool of healthcare IT companies. Multifamily demand is supported by the university's 30,000 students and growing medical workforce, while industrial absorption benefits from Amazon's air hub at Cincinnati/Northern Kentucky International Airport (CVG) just 80 miles north and Kentucky's central position in the U.S. logistics network.

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Permanent Loan Details

Permanent Financing for Lexington Commercial Properties

CLS CRE provides permanent loans for commercial real estate investors in the Lexington-Fayette market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Lexington properties.

Loan Amount
$1M - $100M+
Term
5 - 25 Years
Rates
5.34% - 8.25%
Ltv
Up to 75% LTV
Amortization
25 - 30 Years
Recourse
Non-Recourse Available
Track Record

Permanent Deals Near Lexington

Selected permanent transactions in and around the Lexington-Fayette market.

Industrial Logistics - Louisville, KY
Permanent
$16,500,000
Industrial Logistics
Louisville, KY
Permanent financing for a Class A logistics facility near UPS Worldport at Louisville Muhammad Ali International Airport, capitalizing on Louisville's position as one of the nation's premier air cargo and distribution hubs.
Multifamily Mobile Homes - Louisville, KY
Permanent
$7,400,000
Multifamily Mobile Homes
Louisville, KY
Manufactured housing community refinancing in the Louisville metro, providing essential workforce housing in a market anchored by healthcare, manufacturing, and logistics employment.

Other Financing in Lexington

Construction Loans
Lexington, KY
Bridge Loans
Lexington, KY
SBA Loans
Lexington, KY
Mezzanine & Preferred Equity
Lexington, KY
Specialty Financing
Lexington, KY
Agency Loans
Lexington, KY
HUD/FHA Multifamily Loans
Lexington, KY
CMBS Loans
Lexington, KY
Life Company Loans
Lexington, KY

Property Types in Lexington

Explore financing by property type in the Lexington-Fayette market.

Multifamily
Lexington, KY
Industrial
Lexington, KY
Retail
Lexington, KY
Office
Lexington, KY
Mixed-Use
Lexington, KY
Hospitality
Lexington, KY
Self-Storage
Lexington, KY
Data Centers
Lexington, KY
Senior Living
Lexington, KY
Medical Office
Lexington, KY

Permanent Loans in Other Cities

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FAQ

Permanent Loans in Lexington FAQ

The best commercial lenders in Lexington depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive permanent loans financing for your Lexington property. Contact us for a customized lender recommendation.
Current permanent loans rates in Lexington range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Lexington-Fayette market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Lexington typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Lexington offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Lexington-Fayette market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Permanent Financing in Lexington

Contact Commercial Lending Solutions for a free, no-obligation permanent loan quote for your Lexington commercial property.

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Or call us: 310.758.4042

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