Permanent Loans in Columbia, SC

Columbia is the capital of South Carolina and the state's second-largest metro, with a CRE economy anchored by state government, the University of South Carolina (more than 35,000 students), Fort Jackson (the largest U.S. Army basic training installation), and a deep insurance and healthcare base. Major employers include BlueCross BlueShield of South Carolina, Prisma Health, Lexington Medical Center, AT&T, and Nephron Pharmaceuticals. Industrial absorption along I-20, I-26, and I-77 is supported by the metro's central location in the Carolinas and proximity to the Port of Charleston. Multifamily and student housing fundamentals benefit from steady population growth and one of the strongest higher-education footprints in the Southeast.

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Permanent Financing for Columbia Commercial Properties

CLS CRE provides permanent loans for commercial real estate investors in the Columbia market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Columbia properties.

Loan Amount
$1M - $100M+
Term
5 - 25 Years
Rates
5.34% - 8.25%
Ltv
Up to 75% LTV
Amortization
25 - 30 Years
Recourse
Non-Recourse Available

Permanent Deals Near Columbia

Selected permanent transactions in and around the Columbia market.

Multifamily Apartments - Greenville, SC
Permanent
$8,900,000
Multifamily Apartments
Greenville, SC
Permanent financing for a stabilized apartment community in the Greenville-Spartanburg metro, benefiting from strong population growth driven by BMW and Michelin manufacturing operations and a diversifying corporate base.

Property Types in Columbia

Explore financing by property type in the Columbia market.

Permanent Loans in Other Cities

Permanent Loans in Columbia FAQ

The best commercial lenders in Columbia depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive permanent loans financing for your Columbia property. Contact us for a customized lender recommendation.
Current permanent loans rates in Columbia range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Columbia market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Columbia typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Columbia offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Columbia market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.

Get Permanent Financing in Columbia

Contact Commercial Lending Solutions for a free, no-obligation permanent loan quote for your Columbia commercial property.

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Or call us: 310.758.4042

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