HUD/FHA Financing
HUD/FHA Multifamily Loans in Florence, AL
Florence is the commercial hub of the Muscle Shoals area with a diverse manufacturing base, the University of North Alabama, and an emerging Shoals music tourism economy. Net lease and multifamily assets offer stable fundamentals at above-market yields.
Apply for Florence HUD/FHA Financing →HUD/FHA Loan Details
HUD/FHA Financing for Florence Commercial Properties
CLS CRE provides hud/fha multifamily loans for commercial real estate investors in the Florence-Muscle Shoals market. With access to 1,000+ lender relationships nationwide, we source the most competitive terms available for Florence properties.
Loan Amount
$5M to $100M+
Term
35 to 40 Years
Rates
5.25% to 6.75%
Ltv
Up to 85% LTV (90% for affordable)
Amortization
Fully Amortizing
Recourse
Non-Recourse
Other Financing in Florence
Permanent Loans
Florence, AL
Construction Loans
Florence, AL
Bridge Loans
Florence, AL
SBA Loans
Florence, AL
Mezzanine & Preferred Equity
Florence, AL
Specialty Financing
Florence, AL
Agency Loans
Florence, AL
CMBS Loans
Florence, AL
Net Lease Financing
Florence, AL
Life Company Loans
Florence, AL
DSCR Loans
Florence, AL
Hard Money Loans
Florence, AL
Portfolio Loans
Florence, AL
Fix and Flip Loans
Florence, AL
Stated Income Loans
Florence, AL
Property Types in Florence
Explore financing by property type in the Florence-Muscle Shoals market.
FAQ
HUD/FHA Multifamily Loans in Florence FAQ
The best commercial lenders in Florence depend on your property type and loan needs. CLS CRE works with 1,000+ banks, life insurance companies, debt funds, CMBS conduits, and agency lenders to find the most competitive hud/fha multifamily loans financing for your Florence property. Contact us for a customized lender recommendation.
Current hud/fha multifamily loans rates in Florence range from 5.34% to 8.25%, depending on the lender, property type, and borrower qualifications. Rates in the Florence-Muscle Shoals market are influenced by local market conditions, property quality, and competition among lenders.
Commercial loan closings in Florence typically take 45-90 days for permanent financing and 2-4 weeks for bridge loans. Timelines depend on the lender type, property complexity, and local requirements such as environmental reviews and appraisal turnaround times.
Not necessarily. While local banks and credit unions in Florence offer relationship-based lending, national lenders (life companies, CMBS, agency) often provide more competitive rates and terms. CLS CRE sources capital from both local and national lenders to find the best fit.
In the Florence-Muscle Shoals market, the most financeable property types currently include multifamily apartments, industrial warehouses, and well-tenanted retail — all driven by strong local demand and favorable lender appetite. Contact CLS CRE for a market-specific financing assessment.
Get HUD/FHA Financing in Florence
Contact Commercial Lending Solutions for a free, no-obligation hud/fha loan quote for your Florence commercial property.
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