By Trevor Damyan, Commercial Mortgage Broker at Commercial Lending Solutions
A $7 million assisted living acquisition in Texas is in the sweet spot of specialty senior care lenders, HUD 232 (with longer timeline), and SBA 504 for owner-operators. Texas senior care benefits from favorable demographics, a growing retiree population, and a relatively favorable regulatory environment. Most $7M Texas assisted living acquisitions fund through specialty healthcare lenders or HUD 232 depending on hold horizon and timeline.
Get a Quote on Your $7M Deal →$7M Texas assisted living acquisitions fund as a single senior loan. The decision is between specialty healthcare lender (faster but shorter term) and HUD 232 (slower but 35-year fully amortizing).
Pricing reflects active CLS CRE quote pipeline as of April 2026. Specific deal pricing depends on sponsor, property, and structure.
Typical $7M Texas assisted living acquisition sponsors are mid-market senior care operators with 3 to 20 facilities under management. Sponsor net worth $5M to $30M; liquidity $1M to $5M. Senior care operating experience is essential.
On a $7.4M acquisition of a 78-unit assisted living facility in a Texas suburban market, the buyer was a regional senior care operator with 12 facilities. The acquisition was financed through specialty healthcare lender at 8.45 percent fixed 7-year, 70 percent LTV ($5.2M loan), with sponsor recourse. After 18 months, the sponsor refinanced into HUD 232 at 6.15 percent fixed 35-year fully amortizing at 78 percent LTV ($5.8M), returning $600K and locking in long-term cost of capital.
Anonymized. All deal references protect borrower and lender identity.
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