By Trevor Damyan, Commercial Mortgage Broker at Commercial Lending Solutions
A $7.5 million Freddie Mac Optigo Small Balance Loan (SBL) multifamily transaction is at the upper end of the Freddie SBL program ($1M to $7.5M cap). The SBL program offers streamlined underwriting and faster close than Freddie Conventional. Most $7.5M Freddie SBL transactions are stabilized refinances or acquisitions of Class B garden multifamily.
Get a Quote on Your $7.5M Deal →$7.5M Freddie SBL transactions fund as a single senior agency loan with streamlined underwriting.
Pricing reflects active CLS CRE quote pipeline as of April 2026. Specific deal pricing depends on sponsor, property, and structure.
Typical $7.5M Freddie SBL sponsors are private capital multifamily owners with 3 to 15 properties. The SBL program suits sponsors who want streamlined execution at the upper boundary of the small balance program.
On a 38-unit Class B garden multifamily refinance in a Sun Belt market, the sponsor refinanced into Freddie Mac Optigo SBL at 5.78 percent fixed 10-year, 73 percent LTV ($7.3M).
Anonymized. All deal references protect borrower and lender identity.
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