Miami's gateway for international capital and domestic growth needs a broker with 1,000+ lender relationships. One application. Multiple competing term sheets. $1M to $100M+.
Miami has transformed into one of the world's premier commercial real estate markets. Fueled by international capital flows from Latin America, Europe, and beyond, combined with a massive domestic migration of wealth, tech companies, and financial firms from the Northeast, South Florida is experiencing a development and investment cycle unlike any in its history.
Commercial Lending Solutions brings institutional-level financing to the Miami market through a network of over 1,000 capital sources. Whether you're acquiring a luxury hospitality asset on Miami Beach, developing a mixed-use tower in Brickell, or financing a multifamily portfolio in Hialeah, we create competition among lenders for your deal.
Long-term fixed and adjustable-rate financing for stabilized Miami properties. Agency, CMBS, bank, life company, and credit union execution.
Short-term financing for Miami acquisitions, condo inventory loans, and lease-up properties. Close in as little as 2-4 weeks.
Ground-up construction for condos, multifamily, mixed-use towers, and hospitality projects across South Florida.
Owner-occupied commercial properties in Miami. As little as 10% down with below-market fixed rates for qualifying businesses.
Subordinate financing to reduce equity on larger Miami developments. Critical for high-rise and hospitality projects requiring significant capital stacks.
Non-recourse conduit financing for larger Miami commercial properties. Competitive fixed rates with higher leverage.
Fill out the form or call us with your property details, loan amount, and timeline. We respond within 24 hours.
We present your deal to lenders active in the South Florida market and collect competing term sheets. You review and select the best option.
We manage the full process, underwriting, appraisal, legal, title, and coordinate everything through funding.
Fill out the form below. We respond within 24 hours.
Representative Example: An $8,000,000 permanent commercial mortgage at a 6.75% fixed rate with a 10-year term and 30-year amortization would have an estimated monthly principal and interest payment of approximately $51,900. Total amount repayable over the 10-year term: approximately $6,228,000 (balloon balance due at maturity). This example is for illustrative purposes only; your actual rate, payment, and terms may differ.
Rate Range: Commercial mortgage rates currently range from approximately 5.85% to 7.50%, depending on loan type, property type, leverage, borrower qualifications, and market conditions at the time of funding.
Fees: Origination fees typically range from 0.5% to 2.0% of the loan amount. Additional costs may include appraisal ($3,000-$10,000), legal fees ($5,000-$15,000), title insurance, environmental reports, and third-party inspections. All fees will be disclosed in writing before loan commitment.
Loan Terms: Commercial mortgage terms range from 5 to 30 years with 25-30 year amortization schedules. Maximum loan-to-value (LTV) up to 75% for most programs. Loans may be recourse or non-recourse depending on the program and lender. Prepayment penalties may apply.
Risks: Commercial real estate loans carry inherent risks including but not limited to: property value decline, interest rate changes, inability to refinance at maturity, tenant vacancy, and potential loss of invested equity or the property itself. Borrowers should consult with qualified financial, legal, and tax advisors before committing to any loan.
Broker Disclosure: Commercial Lending Solutions (Commercial Lending Solutions) is a commercial mortgage brokerage, California DRE License #02244836. Commercial Lending Solutions does not make loans directly. All loans are originated and funded by third-party lenders. Commercial Lending Solutions receives compensation from the borrower, the lender, or both upon successful loan closing. Commercial Lending Solutions is not affiliated with or endorsed by any specific lender.
Get a commercial loan quote in 24 hours. Call us at 310.758.4042 or fill out the form above.