Los Angeles Commercial Real Estate Financing

Los Angeles is one of the most dynamic commercial real estate markets in the country, and one of the most complex to finance. From multifamily rent-stabilized buildings in Hollywood to industrial logistics facilities in the Inland Empire, every LA deal has unique characteristics that require a broker with deep local knowledge and broad lender access.

Commercial Lending Solutions is headquartered in Los Angeles and has closed over $1 billion in commercial loans. We know which lenders are active in LA's submarkets, which programs work for entertainment-adjacent properties, and how to structure deals that pencil in a high-cost market.

LA Market Highlights

Multifamily demand: LA County has a housing shortage of over 500,000 units, driving sustained demand for apartment acquisitions, value-add renovations, and ground-up construction
Industrial & logistics boom: The Inland Empire and South Bay are the nation's top industrial corridors, fueled by the Ports of LA and Long Beach handling 40% of U.S. container imports
Entertainment & creative office: Hollywood, Culver City, and Burbank continue to attract studio, production, and post-production tenants, creating niche financing opportunities
Mixed-use development: Transit-oriented developments along Metro lines in DTLA, Koreatown, and the Westside are reshaping LA's urban core
Rent control considerations: LA's RSO (Rent Stabilization Ordinance) and AB 1482 statewide rent caps require lenders who understand regulated cash flows

Key LA Neighborhoods We Finance

Downtown LA (DTLA), office conversions, mixed-use, multifamily
Hollywood & West Hollywood, hospitality, creative office, retail
Koreatown, dense multifamily, mixed-use
South Bay (Torrance, Hawthorne, El Segundo), industrial, flex
San Fernando Valley, multifamily, industrial, retail
Westside (Santa Monica, Brentwood, West LA), office, retail
Inland Empire (Ontario, Riverside, San Bernardino), logistics, industrial
Long Beach, port-adjacent industrial, multifamily

Loan Programs

Permanent Loans

5.50%, 7.50% | 5-30 yr terms

Long-term fixed and adjustable-rate financing for stabilized LA properties. Agency, CMBS, bank, life company, and credit union execution.

Bridge Loans

8.00%, 11.00% | 12-36 months

Short-term financing for LA acquisitions, value-add multifamily, and transitional properties. Close in as little as 2-4 weeks.

Construction Loans

7.00%, 10.00% | 12-36 months

Ground-up construction for multifamily, mixed-use, and industrial projects across Greater Los Angeles.

SBA 504 / 7(a)

5.75%, 6.75% | 25 yr terms

Owner-occupied commercial properties in LA. As little as 10% down with below-market fixed rates for qualifying businesses.

Mezzanine / Pref Equity

10%, 15% | Custom terms

Subordinate financing to reduce equity requirements on larger LA transactions. Bridge the gap between senior debt and your equity.

CMBS Loans

5.75%, 7.25% | 5-10 yr terms

Non-recourse conduit financing for larger LA commercial properties. Competitive fixed rates with higher leverage.

Property Types We Finance in LA

Multifamily

Industrial

Retail

Office

Mixed-Use

Hospitality

Self-Storage

Creative Office

Medical Office

Mobile Home Parks

How It Works

Tell Us About Your LA Deal

Fill out the form or call us with your property details, loan amount, and timeline. We respond within 24 hours.

We Shop Your Deal

We present your deal to lenders active in the LA market and collect competing term sheets. You review and select the best option.

We Close Your Loan

We manage the full process, underwriting, appraisal, legal, title, and coordinate everything through funding.

The Commercial Lending Solutions Advantage

Headquartered in Los Angeles with deep local market knowledge
Access to 1,000+ lenders, banks, credit unions, life companies, CMBS, debt funds, and private lenders
One application, multiple competing term sheets
No upfront fees, we only get paid when your loan closes
Institutional-level execution with personal, one-on-one service
Deep expertise in LA's rent-stabilized, entertainment, and logistics sectors
California DRE Licensed (#02244836)

Prefer to talk? Call the broker directly.

310.758.4042

Trevor Damyan · Mon-Fri 9am-5pm PT

Get Your LA Commercial Loan Quote

Fill out the form below. We respond within 24 hours.

First Name *

Last Name *

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Loan Amount

Property Type

Loan Type

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Purpose

Deal Details

Or use our full application · Call 310.758.4042

FAQ

Los Angeles Commercial Loan Questions

We finance all major commercial property types across the Greater Los Angeles area: multifamily apartments (including rent-stabilized buildings), industrial warehouses and logistics facilities, retail centers, office buildings, mixed-use developments, hospitality properties, self-storage, creative office space, medical office, and mobile home parks. Our network of 1,000+ lenders means we can find the right capital source for virtually any property type in LA.

Yes. Los Angeles has one of the largest rent-stabilized housing stocks in the country under the RSO (Rent Stabilization Ordinance), and many lenders are not comfortable underwriting regulated cash flows. We work with lenders who specialize in rent-regulated properties and understand how to value RSO buildings, factor in allowable rent increases, and structure loans that work within LA's regulatory framework.

As of early 2026, commercial mortgage rates in Los Angeles vary by loan type: permanent loans range from approximately 5.50% to 7.50%, bridge loans from 8% to 11%, SBA 504 loans from 5.75% to 6.75%, and construction loans from 7% to 10%. LA properties in prime locations with strong tenancy may qualify for the lower end of these ranges. Contact us for a rate quote specific to your LA deal.

Absolutely. The Inland Empire is one of the nation's top industrial markets, and we are very active there. Whether it's a logistics warehouse in Ontario, a distribution center in Riverside, or a manufacturing facility in San Bernardino, we have lenders who understand IE industrial valuations and are actively competing for these deals.

No. There is no upfront cost for a consultation or loan quote. Our brokerage fee is earned at closing when your loan funds, meaning our interests are aligned with yours, we don't get paid unless you get financed.

Important Loan Disclosures

Representative Example: An $8,000,000 permanent commercial mortgage at a 6.75% fixed rate with a 10-year term and 30-year amortization would have an estimated monthly principal and interest payment of approximately $51,900. Total amount repayable over the 10-year term: approximately $6,228,000 (balloon balance due at maturity). This example is for illustrative purposes only; your actual rate, payment, and terms may differ.

Rate Range: Commercial mortgage rates currently range from approximately 5.85% to 7.50%, depending on loan type, property type, leverage, borrower qualifications, and market conditions at the time of funding.

Fees: Origination fees typically range from 0.5% to 2.0% of the loan amount. Additional costs may include appraisal ($3,000-$10,000), legal fees ($5,000-$15,000), title insurance, environmental reports, and third-party inspections. All fees will be disclosed in writing before loan commitment.

Loan Terms: Commercial mortgage terms range from 5 to 30 years with 25-30 year amortization schedules. Maximum loan-to-value (LTV) up to 75% for most programs. Loans may be recourse or non-recourse depending on the program and lender. Prepayment penalties may apply.

Risks: Commercial real estate loans carry inherent risks including but not limited to: property value decline, interest rate changes, inability to refinance at maturity, tenant vacancy, and potential loss of invested equity or the property itself. Borrowers should consult with qualified financial, legal, and tax advisors before committing to any loan.

Broker Disclosure: Commercial Lending Solutions (Commercial Lending Solutions) is a commercial mortgage brokerage, California DRE License #02244836. Commercial Lending Solutions does not make loans directly. All loans are originated and funded by third-party lenders. Commercial Lending Solutions receives compensation from the borrower, the lender, or both upon successful loan closing. Commercial Lending Solutions is not affiliated with or endorsed by any specific lender.

Commercial Mortgage Loans in Los Angeles